US Mortgage Rates for October 3: Slight Decline

The Mortgage Bankers Association (MBA) released data on October 8, 2025, for the 30-year fixed-rate mortgage in the United States for the week ending October 3. The reported rate was 6.43%, marginally lower than the previous value of 6.46%.This indicator measures the fixed interest rate charged on US residential mortgages with a 30-year term for the referenced week. Survey respondents include mortgage bankers, commercial banks, and savings banks. The data generally has a positive impact on the US dollar; a reading above expectations is viewed as favorable.The importance level of this data is rated at 2. It is compiled from more than 75% of US retail residential mortgage applications. The release frequency is weekly, every Wednesday, with the next publication scheduled for October 15, 2025.

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