Real-world test: Ether.fi Card offers 5% cashback on hotel bookings. Is it really more cost-effective? What should you注意?

This article provides an actual test for you, to see if booking hotels with “ether.fi Travel” is truly more cost-effective. Besides enjoying a 5% cash back with the Ether.fi Cash Card, what other precautions should you be aware of? ( Currently, by using the exclusive recommended link from Dynamic Zone, you can enjoy “$25 card credit + 3% cash back” ) (Complete guide: The strongest credit card of 2025! EtherFi full tutorial: 3% rewards across all channels, USDT direct payments, Taiwan real-world testing…) (Background supplement: Ether.fi Card triple rewards activated: 400,000 ETHFI airdrop, rewards for card spending and deposits) Using the Ether.fi Cash Card, besides the basic 3% cash back on daily expenses, the official platform also offers a travel section “ether.fi Travel,” claiming to provide ultra-low discounts on hotels worldwide and a 5% cash back. This article from Dynamic Zone will test it for you to see if the discounts are actually cheaper than regular booking sites and what precautions to take. If you haven’t registered yet, please visit: Ether.fi Card registration full tutorial. Is booking with Ether.fi Cash Card more cost-effective? Because there are many hotels available, I directly searched by region and sorted by discount price. I selected the hotel with the biggest discount and compared it with the same hotel on Booking.com, for the same dates (12/10–12/11, one night), and same number of guests (2 adults) to see the price difference. In Singapore, the hotel with the highest discount found on ether.fi Travel is “One 15 Marina Sentosa Cove Singapore,” with the lowest price for the same room type at $228 per night; on Booking.com, the price is $195. Even with a 5% cash back, the price is still slightly higher than on Booking.com. Additionally, when booking through ether.fi Travel, the system will charge a 2% service fee, and cancellations are non-refundable. In Hong Kong, the hotel with the highest discount is “Hotel Pravo,” with a lowest price of $105 per night; on Booking.com, it’s $102. After deducting cash back, the price is almost the same. In Japan, the hotel with the highest discount is “REF Kyoto Ha,” with a lowest price of $89 per night; on Booking.com, it’s $85. After deducting cash back, the prices are nearly identical. Looking quickly at these examples, booking with Ether.fi Card doesn’t seem to be more cost-effective? Not necessarily, since the platform has over a thousand hotels. I also found a villa in Indonesia that, after deducting the 2% handling fee, still offers about a $20 discount. So, if you’ve already decided on your travel destination, it’s worth comparing prices online before booking to get the best deal. Ether.fi Card vs Booking.com. Booking with Ether.fi Card incurs a 2% service fee. It’s important to note that when you finalize payment on ether.fi Travel, a 2% service charge will be added, and if the room is refundable, this fee is non-refundable. Please pay attention before placing your order. When can you receive the cashback? According to official instructions, after placing the order: 3% cashback will be immediately credited to your Ether.fi account. The remaining 2% cashback will be credited within 4-6 weeks after booking. If you haven’t registered yet, please visit: Ether.fi Card registration full tutorial. Common questions about Ether.Fi Card crypto credit card. Q1: How do I get the 3% cashback from Ether.fi Card? The official platform credits it immediately in SCR tokens, which users can convert at any time into USDC, USDT, or other stablecoins, or purchase BTC, ETH. Q2: How is a crypto credit card better than a regular credit card? Crypto credit cards usually offer higher cashback percentages, with rewards not limited by spending categories, and can be linked to tools like LinePay, Apple Pay, Google Pay for various channels. Q3: Can Ether.fi Card be used in Taiwan? Dynamic Zone’s testing shows that in Taiwan, where VISA payments are accepted, you can swipe at convenience stores, supermarkets, gas stations, etc., easily meeting everyday needs. Q4: Is Ether.fi Card really safe? Ether.fi Card adopts a non-custodial model, with assets and private keys controlled by the user (currently, the official states that some private key export features are being updated). All transactions are executed via smart contracts, ensuring high transparency and security. Additionally, the Ether.fi protocol has passed multiple security audits and has a bug bounty program. Q5: What if the collateral value drops? In lending mode, if the collateral value decreases and the loan ratio becomes too high, the system will perform forced liquidation to protect the protocol’s security. Users are advised to: Maintain appropriate collateral ratios (recommended not to exceed 60-70%) regularly monitor asset value changes, and add collateral or repay debts as needed. Q6: Can I own multiple Ether.fi Cards simultaneously? Yes! Users can create and manage multiple virtual cards in the backend, achieving a similar “add-on” card effect. Different user levels have different limits on the number of cards. Q7: What are the main differences between Ether.fi Card and other crypto cards? Key differences include: Non-custodial feature: assets always controlled by the user. True credit functionality: supports collateralized lending and spending. No platform token requirement: no need to buy or lock ETHFI tokens. High-yield integration: idle funds can earn annual yields of 11-14.3%. Q8: Are there any usage restrictions for users in Taiwan? Taiwanese users can use all functions of Ether.fi Card normally, with no special restrictions. Note that: Users from certain countries (like North Korea, Iran, Myanmar) cannot use ATM withdrawal features. Taiwan is not on the restricted list and can use all functions normally. Q9: Will physical cards be launched in the future? The official initially opened applications for free members to request physical cards after August this year but recently paused the application process. The official states that the earliest reactivation will be in November. I successfully submitted an application in early October. The official estimates the delivery time to be about 2 to 3 weeks, but I haven’t received the physical card yet. I will unbox it and share with readers once received. If you have registration or usage questions, welcome to join the Dynamic Zone discussion group…