When a Tehran bank crumbled under the weight of non-performing loans tied to regime-connected entities, it became a watershed moment for ordinary Iranians struggling with financial instability. The collapse wasn't just another banking failure—it exposed how systemic misallocation of credit and corporate favoritism erode public confidence in traditional financial institutions. For depositors who lost savings or couldn't access frozen accounts, the experience crystallized a harsh truth: centralized financial systems can fail their users when governance goes wrong. These moments of institutional breakdown often become turning points when citizens start questioning whether alternative financial infrastructure might offer better protection than institutions bound by political pressures. The banking sector's vulnerability to elite capture and bad lending practices remains a core weakness of traditional finance that decentralized systems attempt to address.