Lista DAO has built a highly efficient wealth management system on BNB Chain. The core idea is very clear—by integrating three main modules: liquidity staking, CDP, and lending, it connects dispersed user assets into a complete value-added chain.

How does it work specifically? Users first stake BNB to receive certificates like slisBNB or slisBNBx, while simultaneously earning staking rewards. The key is that these certificates can be used further—through the CDP module—to borrow USD1 stablecoins at a low interest rate of 1-2%. This is equivalent to 'costless borrowing,' activating idle liquidity.

Where to invest the borrowed USD1? It can be put into the List DAO’s PSM pool, which offers a stable annualized return of 7%-12%. Or explore more opportunities within other projects in the ecosystem. The entire process is staking → lending → value appreciation → cycle again, transforming USD1 from a simple stablecoin into a genuine wealth management tool.

From the platform’s perspective, the TVL has peaked at $4.3 billion, indicating strong user adoption. It supports over ten mainstream and innovative assets as collateral, backed by governance mechanisms like veLISTA, audits from multiple authoritative institutions, ensuring security. For investors seeking both stable returns and operational flexibility, this combination is indeed quite attractive.