The push for lower credit card rates is gaining momentum on the policy front. There's been recent pressure on major credit card companies to cap interest rates at 10% for a 12-month period. This kind of intervention in consumer finance could have ripple effects across the broader credit markets. Lower borrowing costs typically ease consumer spending capacity, which historically correlates with increased liquidity flowing into financial assets including digital currencies. When credit becomes cheaper, retail investors often redirect capital into alternative investments seeking higher returns. Worth watching how this plays out for market conditions heading forward.