Detailed Guide: The 5 Most Popular Money-Making Apps in Vietnam in 2025

Why Has Making Money with Apps Become a Trend?

Entering the digital age, online earning is no longer an unfamiliar concept but has become a part of daily life. With a smartphone in hand, you can participate in transaction activities, fill out surveys, or sell products without leaving home. The COVID pandemic accelerated this process, forcing many people to seek new income methods through mobile applications.

Using money-making apps not only helps utilize free time but also opens up opportunities to earn additional income for workers, students, or anyone looking to develop an extra financial source. This article will help you explore in-depth the methods of earning money with apps and the top most reputable applications in Vietnam.

Categorizing 3 Popular Types of Money-Making Apps

1. Task-based Apps - Easy to Start

This is the simplest type of money-making app, requiring no initial capital or specialized knowledge. You just need to perform assigned tasks such as taking surveys, inviting friends to download the app, watching ads, or answering questions. After completing each task, you will receive rewards ranging from 5,000 VND to 100,000 VND depending on the difficulty.

Although easy to access, this method has the downside of relatively low income and time-consuming effort. However, it is suitable for students or those with plenty of free time.

2. Financial Investment Apps - Seeking High Profits

This type of app allows you to perform financial transactions directly on your phone instead of visiting a transaction counter. Options include bank savings (with an interest rate of 4-7%/year), stock investments (with returns >10%/year), or international financial asset trading.

This method requires initial capital and market knowledge but offers significantly higher earning potential. Transaction fees usually range from 0.01% to 0.03% of the transaction value, depending on the platform.

3. E-commerce Apps - Earning from Selling Products

This model allows you to open an online store and sell your products. You will need to pay a 15-20% commission to the trading platform for each successful sale. Income depends on customer demand and your product pricing. This method is suitable for those who want to run a business and have goods to sell.

Top 5 Most Trusted Money-Making Apps

Mitrade - Invest in Over 100 International Assets

Mitrade is a money-making app licensed by the Australian Securities and Investments Commission (ASIC), operating as a reputable international broker. This platform allows you to trade over 100 financial assets including stocks (Apple, Tesla, Amazon), indices (S&P 500, FTSE 100), cryptocurrencies (Bitcoin, Ethereum), and commodities (crude oil, gold).

Key advantages:

• Free demo account with 50,000 USD virtual money for practice
• Receive a bonus of 10-100 USD upon new registration
• Support for 1/10 leverage, allowing you to amplify profits tenfold

Money-making process on Mitrade:

1. Download the app (available on iOS and Android)
2. Choose an asset to invest in (e.g., Bitcoin in 2025)
3. If Bitcoin increases by 1%, your Bitcoin CFD profit increases by 10%
4. Close the position to take profit at your desired price

The minimum investment is $50. Transaction fees are low and transparent, helping you optimize profits.

VPS SmartOne - Trading Vietnamese Stocks

VPS SmartOne is a money-making app from the securities brokerage company VPS, licensed by the Vietnamese Securities Commission. This platform stands out with an easy-to-use interface and the fastest order matching among Vietnamese securities companies.

Main features:

• Trade Vietnamese stocks such as Vinamilk (VNM), Masan (MSN), Vingroup (VIC)
• ½ leverage (when stocks increase by 1%, profits increase by 2%)
• Ranked among the top 5 securities companies by trading market share

This app is suitable for those wanting to earn money with apps from the domestic stock market but requires knowledge of Vietnamese securities products.

FinHay - Safe Investment Solution for Beginners

If you lack market experience, FinHay is an ideal money-making app. This model allows you to entrust capital to professional investment funds for management, and you will share profits when the fund makes a profit.

Details:

• Yield of 5-15% annually
• Suitable for those without investment knowledge
• Similar to savings accounts but with higher returns

However, this yield is lower than investing directly on Mitrade or VPS, but it offers peace of mind and lower risk.

Shopee - Earn Money from Online Selling

Shopee is currently Vietnam’s largest e-commerce platform. Opening a store is quick and simple compared to Tiki or Lazada. Shopee often offers promotional policies to attract sellers and a large customer base.

How to earn money with Shopee:

• List products for sale
• Connect with buyers and deliver goods
• Receive payments, minus a 15-20% commission per order

This app is suitable for those with products to sell and want to earn money through e-commerce.

Grab - Cashback via Transaction Challenges

Grab is famous as a ride-hailing app, but few know you can earn money with apps through cashback challenges. Completing tasks such as 5 rides within a certain period will earn you 20,000-50,000 VND cashback into your e-wallet.

This is a money-making app method combining real service usage with promotional cashback rewards.

Detailed Comparison of the Three Types of Money-Making Apps

Each method has its own characteristics:

Task-based apps require the least, no capital needed, but offer low income (5,000-100,000 VND per task) and are time-consuming.

Financial investment apps require initial capital (from at least $50 trở lên) but provide higher yields (4-15%/year or more depending on the method). Transaction costs are low (0.01-0.03% or fixed fees). This method takes less time to use but requires financial knowledge.

Selling apps require inventory investment, but income is entirely up to you based on your selling price. Commission fees are 15-20% for the platform. Suitable for those wanting to run a business but need to contact customers regularly.

Important Warnings When Using Money-Making Apps

Making money with apps is easy but also carries many risks. Common scams include:

Fake investment apps: Many unlicensed investment platforms operate briefly to steal investors’ deposits, especially those inexperienced.

Apps containing viruses: Unreliable task apps may install viruses to steal personal information.

Unlicensed platforms: Always check if the service provider is licensed by official authorities. For example, Mitrade is licensed by ASIC, VPS is licensed by the Vietnamese Securities Commission.

How to protect yourself:

• Only use apps from providers with clear licensing
• Check reviews from real users on Google Play or App Store
• Choose securities companies ranked in the top 5 by market share
• Research thoroughly before installing any app

Conclusion

In the digital era, making money with apps has become a practical method to increase income. There are three main forms: task-based (simple but low income), financial investment (high returns but requires knowledge), and online selling (market demand-dependent).

Among these, making money with apps through financial investment is considered the fastest and most effective method. You can save money in banks, invest in Vietnamese stocks, or trade financial assets worldwide with just one app.

However, always be cautious and equip yourself with knowledge about reputable applications before deciding to use them. Properly leveraging money-making apps can bring significant additional income, but it’s essential to choose the right tools and master the knowledge to avoid potential risks.