Ordinary people find it difficult to achieve financial freedom; they want to buy a car when they save 200,000, and a house when they save 600,000.

The rules of survival are simple: endure what others cannot endure, and do what others cannot do. The space for survival lies between endurance and capability.

Many people never cross this line in their lifetime.

A relative said that after saving enough for the down payment, they were then tied down by the monthly mortgage, renovations, and property fees.

This reminds me of the reality in "The Way of Heaven":

Ordinary people can't make money, yet they can't keep their wealth.

The money you earn is a reward for your understanding of the world.

The money you lost is a flaw in your understanding of the world.