ChainCatcher 消息,加密原生支付卡日交易量从 2024 年 12 月水平激增 22 倍,到 2026 年 1 月中旬达到近 6 万笔,日交易额近 400 万美元。Etherfi 目前主导市场,占约 50% 交易量,其他竞争者包括 Gnosis、Metamask 和 Solayer 等。
许多卡片通过 DeFi 借贷协议提供收益,用户在保持消费灵活性的同时可赚取余额回报。而发卡方仍在优化经济模型,不同提供商的激励结构和费用安排差异显着。
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