S&P Global 报告:稳定币市场规模超 3160 亿美元,银行业整体仍处观望阶段

Gate News 消息,4 月 9 日,S&P Global Market Intelligence 发布报告指出,尽管稳定币市场规模已突破 3160 亿美元,银行业对稳定币的战略布局整体仍处于早期探索阶段。

S&P Global 2026 年第一季度调查显示,在 100 家受访银行中,仅 7% 正在制定相关框架,无一开展实际试点。银行面临的主要顾虑包括存款外流风险、非银行机构竞争加剧,以及收入影响尚不明朗。

在策略分化方面,报告预计大型银行将探索发行代币化存款,中小型机构则更可能以法币出入金通道形式参与。无论采取何种策略,银行均需对现有系统进行大规模升级,以支撑实时数字资产业务。

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