Hong Kong-based fintech company RedotPay has completed a $107 million Series B funding round led by Goodwater Capital, with participation from Pantera Capital, Blockchain Capital, and others. RedotPay reports an annualized payment volume exceeding $10 billion, annualized revenue surpassing $150 million, and profitable operations.

Alibaba's Qwen3-MAX AI model latest release predicts end-of-year prices for XRP, PEPE, and DOGE, showing that these three cryptocurrencies may face significant volatility in the remaining December. XRP could surge 82% to $3.50, PEPE is expected to skyrocket over 1100% back to twice its historical high, and DOGE might soar 800% to break through $1.20.

Pi Network faces a triple bearish squeeze: the giant whale holding 391 million tokens worth 76 million USD has stopped buying, 12.2 billion tokens will be unlocked in the next 12 months, and the daily trading volume has shrunk to 21 million USD. Technically, Pi Network has broken below the double top neckline and the 50-week EMA, with RSI dropping to an oversold level of 23. The next key support level is at 0.1530 USD.

XRP has once again fallen below the key psychological support level of $2, sparking intense debate in the market about whether a bear market has officially begun. Long liquidation surged to $584 million, indicating that a large number of leveraged long positions were forced to close during this sudden drop. However, paradoxically, exchange-traded funds (ETFs) linked to XRP have attracted net inflows for 21 consecutive days, reflecting ongoing interest from institutional buyers.

At the beginning of this week, spot Bitcoin ETF recorded a net outflow of $358 million, marking the largest single-day fund outflow in over three weeks. Bitcoin's price has fallen 31% from the all-time high of $126,219. This Bitcoin ETF fund outflow has sparked market speculation that institutional investors may be reducing their holdings. However, volatility indicators and correlation data suggest that institutional funds have not truly abandoned Bitcoin ETFs but are waiting for clearer market signals.

The UK Financial Conduct Authority (FCA) has recently launched three major consultations, marking the substantive phase of the UK's cryptocurrency regulatory framework. These proposals cover exchange operations, staking services, lending platforms, and decentralized finance (DeFi). The deadline for public comments is February 12, 2026. The UK Treasury also announced that legislation will be introduced by October 2027 to incorporate cryptocurrency companies into the existing financial legal system.

Ethereum remains the most influential blockchain ever built. This network pioneered the concept of programmable money, laying the foundation for decentralized finance (DeFi), and is currently the platform with the highest security standards for deploying smart contracts. According to traditional metrics, the position of the thol

The Republic of the Marshall Islands has launched the world's first on-chain Universal Basic Income program using the USDM1 digital government bonds on the Stellar blockchain. This initiative, part of the ENRA UBI program, replaces physical cash payments with direct digital transfers to remote island residents. The USDM1 bonds, fully backed by U.S. Treasury bills, are distributed almost instantly via the Stellar Disbursement Platform to recipients' Lomalo digital wallets. The government emphasizes that ENRA is a fiscal distribution program, not a monetary initiative, preserving the nation's monetary sovereignty.

Senator Elizabeth Warren has called for a national security investigation into DeFi platforms, linking them to President Trump's business interests amid stalled crypto legislation negotiations. She urged scrutiny of PancakeSwap for promoting tokens tied to Trump's connections.

December 17, Bitcoin price slightly rebounded to around $87,500, recovering some of the overnight losses. The US November non-farm payrolls data showed an increase of 64,000 jobs, higher than the expected 45,000, but the unemployment rate rose to 4.6%, exceeding expectations. This mixed non-farm payrolls data keeps the Federal Reserve's probability of a rate cut in January at 24%, reducing macroeconomic uncertainty.

XRP is gaining institutional traction as Vivopower advances a Ripple-linked equity structure converting share ownership into indirect token exposure, signaling rising demand for compliant, large-scale access without requiring direct XRP custody. Vivopower Advances Ripple-Linked XRP Strategy for

The Federal Deposit Insurance Corporation (FDIC) in the United States has released a 38-page document detailing how American banks can apply to issue payment stablecoins, which is a key step in implementing the Genius Act. According to the framework, U.S. banks can apply through subsidiaries to issue stablecoins, and the FDIC will evaluate standards such as financial condition, management quality, and redemption policies. The global stablecoin market has surpassed $300 billion, and U.S. banks will compete with Circle, Tether, and others.

Written by: imToken Introduction: Besides mnemonics, how else can we manage assets? For a long time, mnemonics have not only been the only key to open the Web3 door but also a significant psychological burden for many users. We had to carefully copy, verify, and store them, because in traditional account models, losing the mnemonic (private key) meant permanently losing ownership of the assets. While this strict rule established the security foundation of decentralization, it also created a barrier to bringing blockchain technology to the masses. So, is there a technology that can retain the core advantages of decentralization while making accounts as easy to manage and recover as Web2 applications? The answer is Account Abstraction (AA). This technology is redefining the way digital assets are managed. imToken W

BTC has fallen from $95,000 to $85,000, with over 200,000 traders liquidated in the past 24 hours, and $600 million wiped out. Everyone is asking: Weren't we told a few days ago that rate cuts are good for the market? The answer lies in three dates: December 11 (Federal Reserve rate cut), December 19 (Japan rate hike), December 23 (Christmas holiday). 01. The Federal Reserve's "Rate Cut + Hawkish" Combo On the 11th, the Federal Reserve cut interest rates by 25 basis points as scheduled. However, the dot plot indicates that in 2026, there may be only one rate cut, far below market expectations of 2-3 cuts. The market wants "continuous liquidity injection," but Powell is offering a "symbolic rate cut + future tightening." What's more concerning is that among the 12 voting members, 3 oppose the rate cut, with 2 advocating to keep rates unchanged. This shows that the Fed's internal vigilance against inflation exceeds market expectations. Rate cuts should have released liquidity, but hawkish signals are emerging.

Entrepreneur Ran Neuner just went ballistic on how the crypto market is underperforming despite having all the ingredients of a bull market. A popular technical analyst and XRP advocate criticized him for focusing on alts that don’t matter. To date, a bearish outlook has dominated investors.

Paypal aims to deepen its involvement in U.S. financial services by establishing a Utah-chartered bank to enhance small business lending and reduce reliance on third parties. The proposed bank will offer loans, savings accounts, and potential FDIC insurance for deposits.

Author: Techub Selected Compilation In this article, I will analyze in depth: how banking regulation has become the main driving force behind liquidity shortages in non-USD channels. My core argument is that the structural failure of the global foreign exchange market outside the G7 has led to a "liquidity vacuum" in non-USD cross-border settlements. Therefore, to solve the liquidity issues of non-USD stablecoins, a DeFi-native approach to liquidity bootstrapping must be adopted. Any on-chain FX solution relying on traditional foreign exchange markets is doomed to fail. 1. The Heavy Hammer of Basel III (Extended Version): LCR is a "Currency + Entity" Constraint, Not Just a "Liquid Assets" Rule What is Basel III? Basel III is a set of international regulatory frameworks aimed at making the banking system more resilient by enhancing capital adequacy, liquidity, and risk management capabilities. Its measures include