While everyone's arguing about which AI stocks to buy, copper futures are already up 28% in 2025—currently trading around $5.10/lb on Comex. Here's the thing: this isn't just another commodity rally.
AI data centers are the new driver. Global data center electricity consumption is projected to

The landscape of social platforms has been interesting over the past two years. X (formerly Twitter) experienced a fall in daily active users from 250 million in 2023 to 157 million after being privatized by Musk, with a monthly drop of 14%. In contrast, BlueSky (founded by former Twitter CEO Dorsey) has taken off instead—after Brazil banned X, it gained 3 million new users, and after Trump was elected, it rose by another 1 million, currently totaling 15 million users.
It seems that BlueSky is very appealing, but the reality is heartbreaking: it is still a private company, and retail investors cannot buy shares. Only accredited investors with a net worth of millions can participate in the financing rounds (the latest round raised 15 million dollars in October).
What's even more heartbreaking is that BlueySky's daily active users are only 1/10 of X, and it has to compete with Threads (Zuckerberg's Meta product). To put it bluntly, investing in it now is betting on its survival and growth. The risks are enormous.
Special reminder: Don't be fooled by Bl

The essay highlights how certain authors have amassed billionaire status, with J.K. Rowling topping the list at $1B. It discusses other wealthy writers, examines the impact of media rights on their wealth, and emphasizes that owning intellectual property is key to long-term financial success.

Homeowners are tempted to use HELOCs to invest, but Dave Ramsey warns against it. He argues it risks foreclosure, exposes borrowers to rising rates, amplifies debt, encourages overspending, and neglects emergency savings. Ramsey advocates for building wealth through discipline, not leveraging home equity.

Wall Street is set to launch over 100 crypto ETFs in the coming months, but most will be unworthy investments. Institutional investors focus on four main coins: Bitcoin, Ethereum, Solana, and XRP. It's crucial to differentiate between genuine and misleading "spot" ETFs to avoid potential losses. Stick to straightforward, cost-effective products for better long-term returns.

Elon Musk's father claims that the family was wealthy when he was young and that he used to trade jade in New York, but Musk denies these stories, stating that his father's mine in Zambia does not exist and that he has been subsidizing his father's living expenses, indicating that their relationship is conditional. This family dynamic has sparked widespread discussion.

Many college students feel that they have no money to invest. Statistics show that 43.5 million students in the United States rely on loans to support tuition and living expenses. But this is precisely the best time for you to start investing.
Why? Because there are no age limits for investing, and there is no minimum threshold – you can start with just $5. More importantly, the earlier you start, the greater the power of compound interest. Early small losses won't affect you much, but after 20-30 years of accumulation, the difference will be astronomical.
Choose one of the five types of investment tools to get started.
1. Mutual Funds (The Laziest Option)
A professional manager helps you manage, and you only need to enjoy the returns. Risks and returns are automatically configured by the manager according to the type of fund - conservative funds may have an 80:20 allocation to bonds and stocks, while aggressive funds do the opposite. The benefit is peace of mind, while the downside is management fees.
2. Bonds (Preferred by the Conservative)
The essence is lending money to the government or companies and receiving interest periodically. The yield is lower than stocks, but more stable. Special

Imagine this: If you had smashed $1000 to buy gold in 2014, what would the situation be like now?
The data is solid: the average gold price back then was $1158.86/oz, now it's $2744.67/oz, an increase of 136%, with an average annual return of 13.6%. In other words, your $1000 has now turned into $2360. Sounds good, right?
But here is a painful truth – during the same period, the S&P 500 rose by 174%, with an annualized return of 17.41%, not counting dividends. In other words, buying gold is not as good as buying US stocks.
Gold has a peculiar temperament. In the 1970s (after gold decoupled from the dollar), the annualized surge reached 40.2%. However, after the 1980s, it flattened out, with an average annualized return of only 4.4% before 2023. For most of the 1990s, gold was still in decline.
Why are there still people buying? Gold itself doesn't generate money, unlike stocks and real estate.

To achieve financial freedom, start with $1000/month. Lawyer and financial expert Erika Kullberg summarizes several core paths:
Investment type (most stable results)
- Dividend stocks + REITs: stable cash flow every month, platforms like Vanguard/Fidelity to start with
- Similar REITs: IRM, BXMT, etc., can also be accessed through Fundrise/Arrived.
- P2P Lending: Annual return rate of 5-9%, $140K investment → $1K/month (can start with small reinvestments)
Creative Monetization (Start with Zero Cost)
- Digital products: eBooks/online courses/printable materials, sold directly on Kindle/Udemy/Etsy platforms
-

XPeng just pulled back 19.7% after earnings—but here's the twist: Q3 numbers were actually solid. The real story? It's all about Q4 guidance.
The Numbers Tell Two Stories
Q3 2025 delivery hits (actual):
- Vehicle deliveries: +149.3% YoY
- Revenue growth: +101.8% YoY
Pretty wild, right? But

The recent investment moves by legendary venture capitalist Peter Thiel have sparked heated discussions. The co-founder of PayPal and Palantir, as well as an early investor in Meta, made a thought-provoking move in Q3: he cleared his position in Nvidia, significantly reduced his holdings in TSL, and turned to buy Microsoft and Apple.
Data shows that he is accumulating cash.
According to the financial report data:
- Sold approximately 208,000 shares of TSL (Q3 average price $347), cashing out about $72 million
- Liquidated approximately 538,000 shares of NVIDIA (average Q3 price $174), cashing out approximately $94 million.
- Added 49,000 shares of Microsoft (costing about $2.5 billion)
- Newly added 79,000 shares of Apple (costing approximately 1.8 billion USD)
Comparing: the money from selling is simply not enough to buy these two new positions. This indicates that TSL is hoarding a large amount of cash, possibly preparing for the next big move—either

Despite a sell-off in AI stocks amid concerns of a bubble, many infrastructure companies are reporting strong earnings and raised forecasts. This contrast prompts the question of whether current stock prices present a buying opportunity or indicate deeper issues, necessitating careful market analysis.

This essay explains the distinctions between bull and bear markets, highlighting their impacts on investors. It notes historical market trends, emphasizing that bull markets outlast bear markets. The key takeaway is to maintain a long-term investment strategy rather than react to short-term fluctuations.

The essay analyzes Tesla through Buffett's investment logic, highlighting two major risks: CEO risk due to Musk's political controversies affecting sales and the loss of competitive advantage as Tesla's market share declines amid increasing competition. The recommendation is to wait before investing until these issues are resolved.

The essay explains the differences between inflation and stagflation, highlighting that while inflation involves rising prices with potential economic growth, stagflation combines high prices, unemployment, and stagnant growth, creating a more damaging economic environment.