# How Much Does the American Middle-Class Dream Cost in 2025? Here Comes the Heartbreaking Data.
Want to live a middle-class life in the United States? The once popular "house + savings + vacation" package is now soaring in price.
According to the latest census data, **the entry ticket for the middle class in major cities has risen to an annual income of $49,000 - $71,000** (last year it was $48,000 - $71,000). State-level figures are even more exaggerated:
**Wealth disparity is obvious:**
- Most expensive place: Arlington (Virginia), an annual income of $93,000 to $280,000 is considered midd

Coffee prices rallying today—arabica up 2.15% and robusta jumping 2.37% to a 2-week high. Here's what's moving the needle:
**Vietnam supply crunch**: Heavy rain in Dak Lak (Vietnam's top coffee region) is delaying harvests, but that's actually bullish for robusta prices. Ironically, Vietnam just reported 2025/26 production climbing 6% to 1.76 MMT—yet weather disruptions are still tightening near-term supplies.
**Brazil tariff mess**: The Trump admin dropped 10% reciprocal tariffs on coffee, but the separate 40% "national emergency" tariff on Brazilian imports is still live. Result? US buyers a

# Gold ETFs vs Physical Gold: Which Move Should You Make in 2025?
Gold ETFs are having a moment. If you're tired of the hassle of storing physical bars but still want precious metals exposure, they're basically the lazy investor's dream—trade them like stocks, zero storage headaches, done.
Here's the split: **Spot gold ETFs** (like GLD, IAU) hold actual bullion and track the gold price directly. Your money mirrors what's happening in real-time markets. **Mining ETFs** (like GDX, GDXJ) bet on the companies digging it up—riskier, but way more upside potential if gold keeps running.
Top moves fo

**Kopernik Just Went All-In on Natural Gas: Here's Why RRC Matters**
Kopernik Global Investors isn't making small bets anymore. They just dumped $52 million into Range Resources (NYSE:RRC), adding 1.6 million shares in Q3. Now it's their 2nd-largest position at 13.56% of fund AUM.
Here's the play: Range Resources isn't just another energy stock—it's a low-cost producer sitting right in the middle of the Marcellus and Utica shale boom. The company's got:
- Lowest-cost wells in the region with long productive lives
- Transportation agreements locking in access to Henry Hub pricing (avoiding regi

Target just dropped Q3 earnings and it's giving mixed vibes. Bottom line: $689M profit is down YoY, but here's the plot twist—they beat analyst expectations on EPS ($1.78 vs $1.71 forecast). Revenue took a hit though: $25.27B vs $25.67B last year, a 1.6% dip.
The real story? Target is playing defense. They just slashed full-year guidance from $8-10 to $7-8 per share (adjusted). That's a significant haircut. Wall Street was expecting $7.27 anyway, so the company's essentially signaling "we're bracing for rough waters."
Stock reaction: TGT dropped 3% in pre-market trading to $85.86. When you bea

Coffee prices are rallying today—arabica up 0.57% and robusta surging 2.37% to a 2-week high. Here's the breakdown:
**Vietnam Weather Shock**: Heavy flooding in Dak Lak province (Vietnam's biggest coffee hub) is delaying harvests. Since Vietnam produces 30% of the world's robusta supply, this matters.
**US Tariff Squeeze**: Trump's 40% tariff on Brazilian coffee is causing a supply crunch stateside. US imports of Brazilian coffee dropped 52% in Aug-Oct vs last year. Result? ICE arabica inventories hit a 1.75-year low (396,513 bags), robusta at 4-month lows.
**Supply Tightness**: Global coffee

On Monday, US stocks had a great time. The Nasdaq soared 2.69%, the Dow rose 0.44%, and the S&P 500 increased by 1.55%—this rebound was mainly supported by tech stocks, and it seems everyone has forgotten the concerns about the AI bubble from last week.
AVGO (Broadcom) surged 11%, becoming the biggest winner. Why? Google and Amazon, these two giants, have announced that they will burn money on AI, and Broadcom, as a chip supplier, is directly reaping the benefits. Although investors claim that AI spending may slow down, they still get excited at the news of new big orders.
OSCR (Oscar Health)