Finance celebrity Rachel Cruze shared the "boring" secrets to wealth: Auto-Invest in index funds, buy used cars, and save emergency funds. She emphasized that adhering to these simple financial decisions can accumulate wealth; true wealthy individuals rely on discipline and patience, not on getting rich overnight.

The article discusses different definitions of financial freedom and individual needs, including comfortable living and being debt-free. Achieving financial freedom requires setting clear goals, creating a budget, prioritizing debt repayment, establishing an emergency fund, and making reasonable investments. While financial freedom brings benefits, it is not the only path to happiness; individuals should find a balance that suits them.

Oracle is nearing a trillion-dollar market cap, currently at $877 billion, fueled by a surge in cloud demand and significant investments in AI infrastructure. With strong revenue growth and a projected rise in AI market, the company could achieve this milestone within a year if trends continue.

Bitcoin experienced a 20% drop over two months, causing uncertainty among investors. Historically, it has rebounded and outperformed traditional markets. Institutional investment is increasing, but Bitcoin must establish itself as a stable store of value. Investors should carefully consider its role in their portfolios.

Amazon's stock hasn't performed as well as the S&P 500 over the past five years, but it surged during the pandemic recovery. Despite solid fundamentals and growth, investors should weigh other top-performing stocks before deciding.

Berkshire Hathaway's latest quarterly report threw out a blockbuster data point - cash reserves soared to a record $382 billion, accounting for about 30% of its market capitalization. Even more striking, the two top holdings, Apple and Bank of America, were jointly reduced by $15.5 billion, with zero buybacks in the quarter.
At first glance, it does seem a bit alarming: with cash piled up on the floor, not buying stocks or repurchasing their own shares, is this a sign that the market is about to fall?
But this might be misunderstood.
Buffett is not actually "timing the market"; he is waiting for a good price to appear. His logic is very simple:
- The stock market is now close to historical highs, and there are indeed not many good deals.
- Instead of forcing yourself to buy, it's better to keep some ammunition for real opportunities.
- Recently, he has been increasing his position in Chubb, indicating that he has not completely exited the market.
This is not market panic, but rational restraint - when the bargain disappears, it is time to wait and see.
What should you do?

Coffee futures are rallying today with notable divergence between arabica and robusta variants. Robusta coffee (RMF26) surged +107 points or +2.37%, hitting a 2-week high, while March arabica (KCH26) gained +2.15 points (+0.57%). The split reveals key market drivers shifting the supply

Playing with coins doesn't necessarily require millions of dollars; you can start purchasing from as low as 100 dollars. Crypto Assets are high-risk, so assets should be allocated reasonably to avoid over-investment. Success requires time and learning, and careful decision-making is essential.

The luxury market, once buoyed by items like the Hermès Birkin bag, is declining as LVMH and Kering face significant profit drops. Factors include tariffs, changing purchasing behaviors among the wealthy, and financial strains, signaling a shift in asset value perception.

The essay discusses Geoffrey Hinton's insights on AI's impact on employment, highlighting that while many jobs may be at risk, healthcare will likely remain resilient due to high demand and the need for human judgment. AI will transform, rather than eliminate, healthcare roles.

The article tells the story of the author's experiences and lessons in investing. In 2014, the author closed all positions due to concerns over Amazon launching the Fire Phone, resulting in a missed opportunity for substantial gains. In 2023, the purchased TransMedics saw its stock price fall temporarily due to the acquisition of an airline, but the author maintained confidence, and ultimately the company performed excellently, with sales and net profit margins significantly rising. The author emphasizes the importance of trusting visionary founders and learning from one's own mistakes.

Mutual funds offer benefits like diversification and low entry costs but have drawbacks including high fees, lack of control, tax inefficiency, slow trading, and underperformance. ETFs are presented as a smarter alternative for more active management and lower costs.

Tuesday's wheat market showed mixed results with Chicago SRW gaining slightly, while Kansas City HRW fell. Minneapolis spring wheat surged, driven by concerns over slower winter wheat planting and poorer crop conditions according to the USDA report.