#WhiteHouseTalksStablecoinYields White House Talks: Stablecoin Yields & Market Dynamics — Mid-Feb 2026
The ongoing debate over stablecoin yields is shaping crypto liquidity, volume, and adoption like never before. Mid-February 2026 numbers highlight why yields are not just numbers—they’re macro levers with market-wide impact.
1️⃣ Stablecoin Yield Overview
Stablecoin yields (interest, rewards, or APY earned by holders) come in several flavors:
Passive/Reserve-Based:
Issuers invest reserves in U.S. Treasuries (~4–5% yield) or other safe assets.
Returns passed to holders as modest, reliable APY.