# Arc Network Heating Up: Can Circle Dethrone PayPal in Crypto Payments?
Circle Internet Group just pushed its Arc Network into public testnet in Q3 2025, and the roster alone tells you something's brewing—AWS, BlackRock, HSBC, Mastercard, Standard Chartered and Visa are all kicking the tires. Over 100 institutional partners testing, commercial launch targeted for 2026. This isn't just another L1 hype cycle.
Here's what makes it different: Arc is positioned as a **base layer for internet finance**, not another generic blockchain. Translation—payments that are faster, cheaper, and actually sec
Circle Internet Group just pushed its Arc Network into public testnet in Q3 2025, and the roster alone tells you something's brewing—AWS, BlackRock, HSBC, Mastercard, Standard Chartered and Visa are all kicking the tires. Over 100 institutional partners testing, commercial launch targeted for 2026. This isn't just another L1 hype cycle.
Here's what makes it different: Arc is positioned as a **base layer for internet finance**, not another generic blockchain. Translation—payments that are faster, cheaper, and actually sec
