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The income threshold for the upper middle class in the United States will be released in 2026 💰
According to the latest Census Bureau data, the median household income in the U.S. is $74,580. Want to get into the upper middle class? Check out these numbers:
• Most states: An annual income of $117,000-$150,000 can qualify you for the upper middle class.
• But the location is key - in Maryland, you need to earn $158,126+ to qualify, while in Mississippi, $85,424 is sufficient.
• Aggressive estimate range: $106,000-$250,000
Why might the threshold increase this year? With an inflation rate of 2.
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Litecoin Historical Price and Return Analysis: Should I Buy Litecoin Now?

This essay reviews Litecoin's price history and market fluctuations since 2013, evaluating returns for potential investors. It analyzes bull and bear market phases to assist decision-making around buying Litecoin now.
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LTC8.78%
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Coffee Futures Rally on Supply Squeeze & Trade Headwinds

Coffee futures rose on Thursday, driven by adverse weather in Vietnam, a decline in Brazilian supplies, and tightening global inventories. Despite short-term price boosts from supply concerns and weather risks, long-term pressures from increased production in Brazil and Vietnam remain.
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The AI Chip War is Heating Up: Is Nvidia's Dominance Really Unshakeable?

Nvidia's dominance in the AI chip market is challenged by Qualcomm's efficient AI200 and AI250 chips targeting cost and performance, and Alphabet's Ironwood TPU for optimized training. This growing competition emphasizes total cost of ownership, threatening Nvidia's market share.
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Dollar Surges on Japan's Debt Concerns

The USD index rises as the yen hits a 9.75-month low following Japan's proposed stimulus package. US trade deficit improves, cooling Fed rate cut expectations, while gold shows mixed performance amid market tensions.
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CRWD stock price outlook analysis: institutional divergence, bullish expectations moderate

Oppenheimer maintains its "Outperform" rating on CrowdStrike (CRWD), but the rise potential is limited.
Price target vs reality
The analysts' average target price is $512.28, which is a rise of only 2.19% compared to the latest closing price of $501.31—this increase is honestly not very attractive. The wide range of the target price (from $186.85 to $741.30) indicates a significant divergence in market perceptions of this stock.
The earnings report expectations have some issues.
Good news: Expected annual revenue of $47.4 billion, a quarter-on-quarter growth of 9.17%.
Bad news: The expected non-GAAP EPS is 3.94, a decrease of 17.77% compared to the last forecast - this negative revision is worth noting.
Institutional attitudes are beginning to loosen.
2,994 funds/institutions held positions, a decrease of 19 in the most recent quarter. Although the average
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Is AI Really in a Bubble? What the Numbers Actually Show

The essay argues that the AI industry is not overhyped, highlighting that a $5 trillion AI infrastructure requires substantial revenue and investment. It contrasts AI's growth dynamics with other technologies, emphasizing the demand for real-time computational resources and predicting significant future advancements and infrastructure needs in AI.
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When Luxury Loses Its Luster: Why the Ultra-Rich Are Tightening Their Designer Belts in 2025

The Birkin bag used to be the ultimate flex for the wealthy—a reliable store of value that held its price like Bitcoin holds believers. But 2025 is flipping the script.
LVMH's profits dropped 15% to $10.5B as of July 2024. Kering (Gucci, YSL, Bottega Veneta) is bleeding money after a decade of
BTC7.82%
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Cotton's on a roll this week—prices jumping 30-42 points as futures hit marginal gains of 9-16 points on Monday. Here's what's moving the needle: Crude oil sitting at $58.89/barrel (up 83 cents), dollar index hovering at $100.135. The real plot twist? NASS dropped their final crop report yesterday showing US cotton at 79% complete, trailing that 80% average pace—could be tightening supply here. The Seam's 11/20 auction moved 4,368 bales averaging 60.77 cents/lb. ICE certified stocks steady at 20,344 bales, while the Adjusted World Price took a 103-point hit to 50.80 cents/lb—that's the baselin
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Billionaire Investor Ackman Is Quietly Building His Own "Buffett Empire"

Bill Ackman's Pershing Square has concentrated 45% of its portfolio in three mega-cap tech stocks: Uber, Alphabet, and Amazon. Despite potential risks, Ackman believes their strong earnings and dominance in the market provide significant growth potential and value.
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Your Grocery Bill Is Out of Control? Here's What People Actually Spend

Reddit上最近吵起来了——有家人说自己7口人的食物预算比房贷还多。$1,400/月吃饭,简直离谱。
但数据有意思:这家人平均每人$200/月,反而比两口人家庭便宜。两口人花$200/周,平均每人$400/月。怎么做到的?
关键数据对标:
- USDA"节俭计划":女性$242/月,男性$303/月
- "适中计划":女性$317/月,男性$376/月
- "宽松计划":女性$405/月,男性$457/月
- 全国平均范围:$250-550/人/月
省钱的真相:
1. 买得多不是浪费——大家族从Costco一次买$1000,但米、油、冷冻肉能吃好几月
2. 本地便宜货——有人在Al
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Biotech Stocks Pop Off: Here's What You Missed in Friday's After-Hours Action

Biotech stocks saw significant movement, notably Butterfly Network and Citius Pharma, following positive corporate updates. The sector is regaining momentum with deal activity and upcoming product launches, indicating investors are focusing on companies with tangible commercialization opportunities.
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Recession-Proofing 101: What Billionaire Entrepreneurs Actually Do With Their Money

Grant Cardone offers a financial strategy for navigating inflation and economic uncertainty. He emphasizes increasing earnings over cutting expenses, advises against saving cash during inflation, and highlights that recessions can present unique opportunities for investment and entrepreneurship.
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Billionaire's AI Play Under Fire: Ackman Just Dumped 9.7% of His Alphabet Stake—Here's What the Street Thinks
Bill Ackman just made a move that has Wall Street scratching their heads. The billionaire hedge fund manager trimmed his Pershing Square position in Alphabet Class A by 9.7% in Q3 2025—offloading over 519,000 shares.
The timing? Weird. Alphabet just crushed earnings with 33% YoY profit growth to $35B, and Google Cloud is firing on all cylinders thanks to the AI tailwind. Google Search revenue is accelerating with AI Overviews, and Gemini LLM hit 650M monthly active users.
Wall Street's
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Rate Cuts Coming: Which Big Bank Gets the Real Edge—Bank of America or Wells Fargo?

With the Fed ready to cut rates, two heavyweight banks are attracting serious attention: Bank of America (BAC) and Wells Fargo (WFC). Both are rate-sensitive players, but they're entering this cycle from very different positions. Here's what makes this matchup interesting.
The Playing
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Is AI Really in a Bubble? Nvidia's Jensen Huang Says Not So Fast

Nvidia's CEO Jensen Huang highlights three key shifts driving the AI boom: the transition from CPUs to GPUs, the rise of generative AI, and the emergence of agentic AI. While concerns about a tech bubble persist, strategic investment remains essential amid uncertainty.
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Oil prices took a hit today as the dollar strengthened to a 1.5-week high, with WTI crude down 2.42% and gasoline sliding 3.06% to touch a 1.5-week low. The bigger story: reports suggest Trump's team is quietly negotiating a Ukraine peace deal with Russia, which is weighing on energy markets.
Here's the tension—on one hand, Russia's crude exports just hit a 3-year low at 1.7M bpd after Ukraine's relentless refinery strikes knocked out 13-20% of Russian refining capacity. On the flip side, OPEC flipped its forecast from a 400K bpd deficit to a 500K bpd surplus, and the IEA is now warning of a r
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Peter Thiel's Q3 Portfolio Swap: Dumping Nvidia for Apple Raises Eyebrows

PayPal cofounder Peter Thiel recently sold significant shares of Tesla and Nvidia, reallocating funds into Apple and Microsoft. This strategic shift indicates a focus on stability over growth, raising questions about market insights versus smart portfolio management.
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Fed Chair Speculation Triggers Dollar Weakness—Here's What's Moving Markets

The dollar weakened despite positive job data and capital goods orders as manufacturing sentiment declined. Dovish Fed chair speculation boosted commodities, particularly gold and silver. Central banks continued buying, while stock strength limited safe-haven demand for the dollar.
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