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How much can you earn in a lifetime?
1. Civil servant, approximately 10 million
2. Teacher, approximately 8 million
3. Doctor, approximately 15 million
4. Engineer, approximately 12 million
5. Programmer, approximately 10 million
6. Designer, approximately 9 million
7. Salesperson, approximately 8 million
8. Accountant, approximately 7 million
9. Driver, approximately 5 million
10. Worker, approximately 4 million

In a bear market, the blows are harsh, instantly crushing confidence;
In a bull market, the blows are slow, quietly eroding psychology.
Retail investors cannot escape between the two markets.
The most deadly thing is a chaotic mindset:
In a bear market, you should be patient and wait, dreaming of miracles;
In a bull market, you should rush forward, only thinking about survival.

In 2026, Five Profitable Paths for Small and Niche Businesses
Many people believe that making money can only rely on large markets, but real opportunities often lie in niche, obscure "small and quirky" businesses. They may be unassuming, but their profits are astonishing.
1. Pet Services
The pet economy is growing rapidly. In Beijing, some pet farewell centers offer farewell services, memorial albums, and hair diamond jewelry, charging thousands per session; in Shanghai, fresh pet food stores generate stable income through daily repurchases. High willingness to pay and strong emotional needs e

The four fastest ways to make money have never changed:
1. Information Gap
What I know, you don't. The information gap is about earning benefits from information that is difficult to pass on during a boom.
2. Cognitive Gap
What I understand, you don't. There's a saying: cognition determines the upper limit, effort determines the lower limit.
3. Execution Gap
You and I both understand, but you don't do it, I do. Execution is the key to widening the gap between people.
4. Competition Gap
You and I both do it, but I do it better than you. When you perfect something to the extreme, it's al

My cousin is getting married this year, and the family is very lively. During the dinner table conversation about buying a house, I couldn't help but think of my piano teacher.
She taught piano in her old house for twenty years, and ultimately chose to exchange the money she saved for a house to buy a Steinway piano.
She believes that a house confines people, but music can take people to a farther place.
Her approach enlightened me: we always equate possession with security, but true sense of security comes from the ability to choose. Her value is embodied in the piano keys, not locked

My cousin is getting married this year, and the family is very lively. During the dinner, when talking about buying a house, I couldn't help but think of my piano teacher.
She taught piano in her old house for twenty years, and finally chose to exchange the money she saved for a house to buy a Steinway piano. She believes that a house confines people, but music can take people to a farther place.
Her approach enlightened me: we always equate possession with security, but true security comes from the ability to choose. Her value is embodied in the keys of the piano, not locked in a property dee

Stone Wang mentioned in his book that he likes to visit entrepreneurs who have experienced failure before.
He found that entrepreneurs rarely truly go broke, but excessive risk-taking can easily cause a business to collapse.
This morning, I spoke with an experienced trader with seven years of experience. He made steady profits in the first half of the year, but has almost disappeared in the past two months. I asked what he was busy with, and he smiled and said, “Busy not trading.”
This is not a joke, but a summary of many years: when the market is bad, the most important thing is to do less an

A person's asset size and level of awareness are often the result of their thinking patterns and long-term behaviors.
To some extent, it also reflects a person's fundamental qualities and self-discipline.
And those who can never make money usually have problems that are not about luck, but the result of long-term structural issues stacking up.
This may sound harsh, but you actually know it deep down.
You fear volatility and dare not endure setbacks.
Lacking the patience to deeply cultivate in a single track, you look at K-line charts for three days, switch narratives in five days.
Time is cons

Ambitious people will never be satisfied with a mediocre life.
With a meager income, living carelessly, watching their children lose at the starting line, they remain mediocre their entire lives.
Ambitious people dare to take risks, while mediocre people are always afraid of failure and hesitant.
Truly successful people are not bound by their inherent character; they know that wealth and honor come from taking risks.
If you stay in your comfort zone, it will be difficult to change your destiny.
Only by daring to break through and being brave to try can you have a chance to turn things around.

The successful trap is: first, crazily try and make mistakes for 3 to 5 years, then delve deeper for 10 years.
Work hard and experiment for 3 to 5 years, then focus on one thing for 10 years. If you find the right path, 90% of people can succeed.
Looking at business history and military history, you will find that this is not a shortcut, but rather a compliance with the laws of nature.
In the first stage of 3 to 5 years, the most important thing is to have confidence in yourself, to be bold and to fight, and to be willing to give up stability. This period is meant for trial and error, and for

The most valuable asset for ordinary people is time; 24 hours is everything we have.
Find something you love and can make money from, dedicate yourself fully, and master it.
The most important thing is this one, put everything else aside, focus for 3 months to 3 years, learn deeply, find the key to success, and improve daily.
Be deeply connected to this one thing every day, just like caring for a loved one.

After earning your first pot of gold, set aside a "Family 5-20 Year Survival Fund" exclusively for emergencies. Once saved, never touch it.
This will allow you not to worry about survival and focus on long-term goals.
Without this safety net, it's easy to fall into anxiety and make impulsive decisions.
Trading cryptocurrencies and entrepreneurship are long-distance races. Keeping enough uninvested funds helps you stay clear-headed amid fluctuations and move more steadily.

The core of position management is controlling risk and leaving room for flexibility.
Limit the risk of each trade to 1%-2% of your total capital to avoid putting all your funds on the line.
In a trending market, you can use a pyramid-style position increase (start with a small position to test the waters, then gradually add more). In a ranging market, it's safer to keep your position at 30%-50%.
For position allocation: major coins should account for 60%-70% (as ballast), potential coins 20%-30%, and speculative coins no more than 10%.
Remember to set stop-loss orders. When the market is unce

Only with the awakening of mental strength can wealth be awakened.
Buffett said: "If you can't understand within five minutes that a stock is a part of a business, then you'll never be a qualified value investor."
Wealth accumulation depends on mental strength.
Whether you are a KOL or a content creator, you need mental strength to support you and persist in producing content day after day.
Successful bloggers have been posting daily updates for a long time, and both Buffett and Munger have relied on long-term perseverance and practice.

When you have a monthly income of 100,000 to 300,000, you will understand that these are the truths:
1. Making money makes people insightful: everything else will only make people ignorant.
From earning 100 yuan to 100,000, the more money you make, the wiser you become; only money can help you understand the workings of the world better.
2. If you're afraid of what others will say, then don't do anything: you become what the secular world sees, living without any vitality.
3. Information asymmetry is the fastest way to wealth.
4. True tycoons are indifferent to emotions: money is more

It is difficult for ordinary people to achieve financial freedom; they want to buy a car after saving 200,000 and a house after saving 600,000.
The survival rule is simple: endure what others cannot endure, and do what others cannot do. The space for survival lies between endurance and capability.
Many people never cross this line in their lifetime.
A relative said that after saving enough for the down payment, they were then tied down by monthly payments, renovations, and property management fees.
This reminds me of the painful reality in "The Way of Heaven:"
Ordinary people do not lack the a

Ordinary people find it difficult to achieve financial freedom; they want to buy a car when they save 200,000, and a house when they save 600,000.
The rules of survival are simple: endure what others cannot endure, and do what others cannot do. The space for survival lies between endurance and capability.
Many people never cross this line in their lifetime.
A relative said that after saving enough for the down payment, they were then tied down by the monthly mortgage, renovations, and property fees.
This reminds me of the reality in "The Way of Heaven":
Ordinary people can't make money, ye