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Zuck's 2024 paycheck just dropped: $27.22M total comp, up from $24.4M the year before. Here's the wild part—he takes $1 salary, zero stock options, and nearly all that $27M goes to personal security and private jet usage. Dude literally pledged 12M Class B shares (3.5% of his holdings) as collateral for debt. CEO-to-median-employee pay ratio hit 65:1. So basically, running Meta costs less in actual salary than a coffee shop manager makes, but keeping Zuck safe? That's the real expense. Welcome to Silicon Valley logic.
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Gold vs Stocks: A 10-Year Reality Check
Imagine you threw $1,000 into gold a decade ago. Fast forward to today: that stack would be worth around $2,360. Sounds pretty solid, right?
Here's the thing though. Gold climbed 136% over those 10 years (averaging 13.6% annually). Meanwhile, the S&P 500? It crushed it with a 174% jump (17.41% per year), not even counting dividends.
Why the gap? Simple: gold doesn't *do* anything. It doesn't generate cash flow or revenue like stocks or real estate. It just sits there looking shiny.
But that's kinda the point. Gold's real job is playing defense. When geop
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Nadella regrets 6 years later: giving up Windows Phone was the hardest decision for Microsoft.

Microsoft CEO Nadella recently brought up old grievances in an interview—abandoning the mobile business was a "the hardest decision of his life" and also a "mistake."
Fact Review
In October 2017, Microsoft officially announced its exit from the mobile phone market. It should be noted that Microsoft spent $7.6 billion to acquire Nokia's mobile business in 2013, and just two years later, it announced its abandonment. The irony is not the failure itself, but how complete the failure was: in Q4 2015, only 4.5 million units were sold, while the global mobile phone shipment during the same period was 400 million units.
Nadella's Reflection
The CEO recently stated, "If we could start over, perhaps we could turn the situation around by redefining the computing methods between PCs, tablets, and phones." But this is just hindsight - Microsoft later launched the Android phones Surface Duo and Duo 2, which still did not create a ripple.
Why micro
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How expensive is the American Dream for the middle class in 2025? The latest data is heartbreaking.

In the United States, the latest data shows that the income threshold for the middle class continues to rise, especially in large cities, where an annual income needs to reach $49,478-$71,359. The most expensive city, Arlington, requires an annual income of $93,470, while the most affordable, Detroit, only needs $25,384. Overall, this reflects an increasing wealth gap and growing economic pressure to achieve the middle-class dream.
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2024 Passive Income Guide: Can 5 Types of Passive Income Really Replace a Job?

The article discusses two ways to make money: salary and passive income, and introduces five channels to increase income, including dividend stocks and REITs, digital products, reselling second-hand goods, and stamp products. It emphasizes that these methods require an initial investment, but can achieve passive income in the later stages.
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Why Your Home Equity Might Be a Financial Landmine

HELOCs are risky financial tools that can lead to foreclosure and increased debt. Personal finance expert Dave Ramsey warns against using your home as collateral and advises building real savings instead.
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Buy and Hold vs. Market Timing: Which Actually Makes You Richer?

Long-term investing consistently outperforms short-term trading. Compounding returns demonstrate that staying invested is crucial; missing just a few key days can drastically reduce gains. Warren Buffett's strategy of market consistency proves that patience typically leads to greater wealth accumulation.
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Retire Before 60? These Countries Make It Possible

Many countries have significantly younger retirement ages than the U.S., with effective pension systems. Though retiring early is an option, most require substantial contributions and face challenges from aging populations, leading to rising retirement ages globally.
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German Cops Just Seized $29.6M in Bitcoin From a Movie Piracy Operation—Here's What Happened

Dresden prosecutors just announced a major crypto seizure: €25 million ($29.6 million) worth of bitcoin and bitcoin cash traced back to the programmer who ran movie2k.to, once one of the world's largest pirated film platforms.
The Breakdown
The alleged operator has been in custody since
BTC-4.94%
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Pony AI Stock Jumps 13% on Robotaxi Partnership Deal

Pony AI's shares surged after partnering with Sunlight Mobility to manufacture its Gen-7 robotaxis, allowing Pony to focus on developing autonomous driving technology. The strategy aims for efficient capital use and targeted fleet deployment in Guangzhou.
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Inside Prop Trading: What You Actually Need to Know

Prop trading firms sound fancy, but here's the reality: they're just using their own money to trade markets—stocks, forex, futures, crypto, you name it. Unlike brokerages that earn commission on your trades, prop firms keep 100% of their profits (minus the trader's cut). This setup completely
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# Gates Foundation Just Dumped 2.4M Berkshire Shares — What's the Signal?
Bill Gates' charitable foundation significantly reduced its holdings in Berkshire Hathaway stock last quarter. Although this asset remains the foundation's largest position (25% weight), what signal does it send by cutting from 30% to 25%?
**Two key reasons**:
**1. Buffett is Hoarding Cash** — Berkshire has $380 billion in cash, accounting for one-third of its market value. By historical standards, the entire U.S. stock market is overvalued (S&P 500 price-to-earnings ratio at 30 times, historical average at
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Legendary investor Thiel's big moves in Q3: close all positions in Nvidia and TSL, turn to buy Apple and Microsoft.

Peter Thiel's recent portfolio adjustments have garnered attention, as he closed all positions in NVIDIA and reduced his stake in TSL, while adding shares of Microsoft and Apple. This series of actions demonstrates his aim to drop risk and make defensive adjustments, even though the market has raised questions about the decision to sell NVIDIA and buy Apple. This move reminds investors to conduct their own research to respond to different investment judgments.
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Microsoft Just Made Its Play in the AI Wars—And It's Bigger Than You Think
Microsoft just locked in a $30B deal with Anthropic to run Claude on Azure, powered by Nvidia's chips. Sounds huge? It is. But here's the kicker: this isn't actually Microsoft's biggest AI move.
The real heavyweight is OpenAI. Microsoft holds a ~$135B stake (27% ownership) and OpenAI is committed to buying $250B in Azure services through 2032—that's over 8x more compute capacity than Anthropic.
What's clever here: Microsoft just rewrote its OpenAI contract to allow both companies to work independently AND together. Tran
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Novo's Wegovy Gets Express Lane: 7.2mg Dose Could Reshape the Obesity Drug Wars

Novo Nordisk just dropped a power move—向FDA提交申请,要把Wegovy的剂量干到7.2mg。听起来没啥区别?但数据说话:STEP UP研究显示,打这个高剂量的人平均减重20.7%,而现有最高剂量(2.4mg)只有17.5%。更猛的是,33.2%的人减重超过25%,这在肥胖症治疗里是个不小的数字。
关键来了——Novo用了FDA的"Commissioner's National Priority Voucher"(CNPV),直接把审查时间从10-12个月压到1-2个月。这个加急通道一般是留给救命药的,但肥胖症现在被列为高未满足需求疾病。同样的套路,E
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Trump's tariff U-turn just crushed coffee prices. Arabica dropped 7-week low (-1.91%), robusta -2.70% on Friday after he exempted Brazilian food from tariffs Thursday.
Here's the domino effect:
🔹 Brazilian real weakened 5-week low → producers panic-selling
🔹 US buyers dumped Brazilian coffee contracts (Aug-Oct purchases down 52% YoY)
🔹 ICE arabica inventory hit 1.75-year low (398,645 bags)
But not all bearish. Vietnam's robusta got support from harvest delays in Dak Lak province. Plus global supplies tightened—ICO reported coffee exports down 0.3% YoY.
The wild part: Brazil's forecast to pr
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Cattle Market Slides as Traders Brace for USDA Numbers

Live cattle futures fell significantly, with December contracts down $4.70 for the week. Feeder cattle prices dropped sharply, influenced by reduced Brazilian tariffs and supply constraints following Tyson Foods' facility closures.
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The Real Money Machine Behind Intuitive Surgical's da Vinci Robots

Da Vinci surgical robots prioritize profitable consumables and maintenance services over machine sales, with a growing revenue trend indicating increased surgical volume. As machine sales decline, the focus shifts to stable, predictable income from consumables, highlighting the importance of continued growth in surgical procedures for future valuations.
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