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U.S. Manufacturing Orders Show Mixed Signals: July Data Beats Expectations Despite Durable Goods Slump

U.S. durable goods orders fell 2.8% in July, better than the expected 4.0% drop, primarily due to a significant decline in transportation equipment. Excluding transportation, core orders rose 1.1%, indicating underlying strength in manufacturing.
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# Bear Markets 101: Why Crashes Aren't the End of the World
When major indexes drop 20%+ for an extended period, that's officially a bear market. Sounds scary? It's actually just part of the game.
**The facts:**
- Average bear market lasts ~10 months (trending shorter lately)
- They hit roughly every 3.5 years
- 9 out of 12 bear markets since 1948 were followed by recessions
- COVID crash was fastest on record: -20% in just 19 days
**What triggers them?** Investor pessimism → mass selloffs → economic slowdown. But here's the kicker: 2022 had a brutal bear market while job market stayed strong
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Bitcoin Mining Boom: Why Cipher Mining's 209% Rally Might Be a Trap

Cipher Mining (CIFR) has surged 209.5% YTD, outperforming competitors. Despite promising revenue growth and major contracts, concerns about high valuation and Bitcoin price dependency raise caution among analysts. A "Hold" rating suggests waiting for better entry opportunities.
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BTC-7.87%
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# Social Security 2026 Raise: Historic But Disappointing
The Social Security COLA for 2026 just dropped: **2.8% increase**, pushing the average retired-worker benefit to **$2,071/month (~$24,852/year)**. Sounds good? Not really.
Here's the catch: This is the 5th consecutive year of 2.5%+ raises—a streak not seen since 1997. But retirees are about to get hit harder than the numbers suggest.
**Why the raise falls short:**
- Medicare Part B premiums jumping **9.7% to $202.90/month** will eat a chunk of that raise
- Shelter and medical costs rising faster than 2.8% (the actual pain points for sen
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Altria's Margin Expansion Hitting the Brakes: What Wall Street Missed

Altria's tightened 2025 EPS guidance signals potential margin growth issues, with cigarette market share losses and promotional spending in oral tobacco impacting margins. Competitors like Philip Morris are outperforming, leading to a 10% drop in Altria's stock. Future growth looks uncertain.
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# Natural Gas Slumps as Mild Weather Crushes Demand Outlook
Dec Nymex natural gas tanked 4.95% on Monday, caught in a perfect storm of bearish signals. Warmer-than-expected forecasts across the eastern US for late November are killing heating demand—the lifeblood of winter gas prices right now.
But that's just the appetizer. The real pressure? **US gas production is hitting record highs**, with lower-48 states pumping 110 bcf/day, up 7.1% year-over-year. Storage tanks are bulging too—inventories rose 45 bcf last week, beating the consensus of 34 bcf. As of early November, gas reserves were al
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Behind Eli Lilly's stock price surpassing $1,000: it's not just relying on weight loss drugs.

Lilly ( LLY )'s stock price just broke through $1000/share in November, with a market capitalization approaching $1 trillion. Everyone knows that Mounjaro ( diabetes ) and Zepbound ( weight loss ) are the two GLP-1 miracle drugs supporting its stock price, but in fact, Lilly's growth engine is far from just these.
Newly approved drugs have contributed real gold and silver.
The latest financial report shows that Eli Lilly's new drug sales are quite impressive in the first nine months of 2025:
- Jaypirca( Hematologic malignancies ): $358 million
- Ebglyss( skin disease ): 274 million USD
- Omvoh( Inflammatory Bowel Disease): $177 million
- Kisunla( Alzheimer's disease ): $141 million
These drugs are also expanding into multiple indications, such as Ebglyss currently undergoing Phase III clinical trials for rhinitis, hay fever, and more diseases. Kisunla has already been in Europe.
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# Asian Markets Rally on Nvidia's Strong Earnings—Here's What Thailand's SET is Doing
Thailand's stock market is catching its breath after a brutal two-day selloff that wiped out 20+ points (1.6%). The SET is now hovering just above 1,270 and traders are betting Thursday opens green, riding the momentum from Wall Street's cautious recovery.
Here's the setup: **Nvidia just crushed earnings expectations**, and that's fueling risk appetite across Asia. The U.S. markets closed higher Wednesday (Dow +0.10%, S&P 500 +0.38%, NASDAQ +0.59%), shaking off AI bubble concerns that had hammered stocks to
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Is Coca-Cola's Brand Empire Running Out of Steam?

KO has posted strong YTD gains but trades at a premium P/E ratio. Despite its market dominance and innovative campaigns, earnings growth estimates are modest. Meanwhile, competitors like PepsiCo show greater diversification. The debate centers on whether KO's valuation reflects its brand strength or if higher growth potential can be found elsewhere.
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Today's SAR to XOF Price Update

This report details the current exchange rate of the Saudi Riyal (SAR) against the West African CFA Franc (XOF), offering insights on market dynamics and highlighting trading strategies based on recent trends and fluctuations.
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Woodside Energy Inks LNG Deal: First Gas Could Flow by 2032-2035

Woodside Energy has partnered with Timor-Leste to develop a large LNG project in the Greater Sunrise gas fields, targeting first LNG production between 2032-2035, with future potential for regional energy supply amidst global gas demand.
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Why Wall Street is Dumping Comcast: The Legacy Media Trap

Comcast faces a dire future, with 65% of its revenue declining due to saturated broadband and a mass exodus from cable TV. Competing against well-funded rivals, its stock has plummeted, revealing significant weaknesses in both fundamentals and technicals.
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The Penny is Dead. Here's What It Really Means for Your Money

The U.S. Mint just produced its final penny on November 12th—and honestly? Most people won't even notice.
Think about it: when was the last time you actually used a penny? For most of us, it's been years. A coin that costs 3.69 cents to make but is worth only 1 cent? The math doesn't work. Trump's
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I Bonds interest rate just climbed to 4.03% for the Nov 2025-Apr 2026 period. That's up from 3.98% previously. Here's the breakdown: 0.90% fixed rate (locked in for life) + 3.12% inflation adjustment (resets every 6 months).
The catch? Fixed rate actually dropped from 1.10% last period. It's a decent inflation hedge if you're parking cash, but there are real limitations:
- Max $10k purchase per year
- Can't touch it for 1 year minimum
- Early withdrawal before 5 years = penalty
- Returns won't match stock market over long haul
Basically, I Bonds work if you want stable, predictable returns tha
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BTC vs ETH: Who's the Real Wealth Machine?

Bitcoin has created 145,100 millionaires in the last decade, boasting a 50% CAGR, while Ethereum has a 33% CAGR. Bitcoin's target could reach $1 million in 5 years, while Ethereum may approach $20,000. Bitcoin's performance is strong but involves significant volatility.
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BTC-7.87%
ETH-10.13%
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Tesla's $1T Payday Bet On Self-Driving That Might Not Deliver

Tesla's stock experienced volatile fluctuations despite a record revenue of $28.2 billion in Q3, exceeding expectations. However, concerns arise over its ambitious autonomous driving goals, with warnings from its former AI chief about the feasibility of full self-driving technology. Tesla's valuation relies heavily on future commitments, presenting both opportunities and risks for investors.
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# MYGA vs CD: Which Retirement Income Tool Actually Wins?
Hear a lot about Multi-Year Guaranteed Annuities (MYGAs) lately? Here's the quick breakdown: it's basically a fixed-rate investment where you lock in money for 3-7 years and get guaranteed returns—think of it like a beefed-up savings account.
**The core mechanics:**
- You drop a lump sum ($5K-$2M range typically)
- Get a locked-in interest rate for your chosen term
- Interest taxes? Deferred until you pull cash out
- Can usually withdraw some money penalty-free (unlike CDs)
**Why the buzz?** MYGA sales hit $27.4B in Q3 2022—up 138% yea
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