Many users have wondered about a question when taking out low-interest loans on a certain leading lending protocol: there’s no such thing as a free lunch, so how is such a low borrowing rate sustained? Is it just a marketing gimmick or is there a deeper logic?
Actually, this is not a trick, but a carefully crafted economic cycle by the protocol designers. Let’s break it down.
**Over-collateralization is the first line of defense**
The protocol requires a collateralization ratio of over 140%. It sounds strict, but think the other way around—risk is significantly reduced, so the protocol dares

#Gate 2025 Year-End Community Gala#
Top Streamers & Content Creators Year-End Awards
Who will be the Top Streamers of the Year? Who will claim the top spot on the Content Creator leaderboard? Join me in voting to support your favorite streamers and creators, and witness the rise of community stars!
https://www.gate.com/activities/community-vote-2025?ref=VLASXQGOAQ&refUid=18844321&ref_type=165&utm_cmp=xjdtmcgP

【The more you trade, the poorer you get; the more you hoard, the richer you become; the more you lie flat】
Yesterday, a buddy posted a picture saying he made 300,000 yuan from trading cryptocurrencies over a few years.
I took a look and thought, wow, from DOGE to SHIB, from small coins to meme coins, his trading records are dense, like a professional trader.
And the result? I calculated that if he did nothing but buy and hold Bitcoin, he should now have earned 1.5 million yuan.
The more effort, the poorer you become.
Which early Bitcoin evangelist hasn't been cut? Which hasn't traded air coins

You will be the first millionaire in your family.

In 2026, the Year of the Horse, buy Ma Coin. The first Ma Coin of the year has arrived. Since its launch, it has increased in value by over 300 times. You are not mistaken, over 300 times. Now, market sentiment has been ignited by Ma Coin. Which will be the next hundredfold Ma Coin? Stay tuned. In the Year of the Horse, not buying Ma Coin means you won't succeed. Buying Ma Coin in the Year of the Horse means you are destined for success.

The spot Bitcoin ETFs record capital outflows of $400 million - - #cryptocurrency #bitcoin #altcoins

Finally Ready For The Relief Pump
Probably The Easiest 100x You’ll Get All Year

Deepseek is said to be releasing the V4 model soon, and its programming capabilities may surpass Claude and OpenAI, with breakthroughs in handling ultra-long code prompts.
Looking forward to it...

#GT2025Q4BurnCompleted 🚀 #GT2025Q4BurnCompleted | A Turning Point for GT’s Long-Term Value
The completion of the GT 2025 Q4 Burn is more than a routine token reduction — it marks a strategic milestone in Gate’s long-term ecosystem vision. As we move forward into 2026, this burn sends a strong signal about sustainability, discipline, and value alignment between the platform and its community.
🔥 What the Q4 2025 Burn Really Means
With the successful execution of the Q4 burn, the circulating supply of GT has been further reduced, reinforcing its deflationary model. Unlike speculative burns driv

#GateSquareCreatorNewYearIncentives
Gate Square Creator New Year Incentives: Turning Consistent Contribution into Real Value
Gate Square has started 2026 with a creator-focused initiative that reflects a clear shift in how Web3 platforms reward participation. The Gate Square Creator New Year Incentives program is now live, offering a $60,000 prize pool dedicated to creators and active community members who consistently contribute meaningful content and engagement.
This is not a one-time promotional campaign. It is a structured incentive model designed to reward long-term activity, quality dis

$PI Pi announcement: Small words, big matters. Application development and payment integration can be completed in just ten minutes. Prepare for real-world adoption. The full upgrade of the Pi mainnet is nearing completion, and the ecosystem is about to be launched on a large scale!

$LUNC The Terra chain is an incredible public chain, its former glory shocked the world. Although it collapsed due to malicious short-selling, causing global panic, it refused to perish completely. So its revival left the entire universe in awe.

Gate 2025 Year-End Summary is here! See how I performed this year.
Click the link to view the exclusive summary #2025GateYearEndSummary and claim the 20 USDT Position Voucher. https://www.gate.com/id/competition/your-year-in-review-2025?ref=VVLAULANUW&ref_type=126

$AVNT
UPDATE
#AVNT is looking for breakout. Expecting 100%+ gain here ✍🏻
#AVNTUSDT #AVNTBTC

Second place around 3110-3150,补 at 3180, next support at 3060-2960