In 2025, RMB loans increased by 16.27 trillion yuan for the entire year

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According to China’s money market, by the end of December 2025, the balance of domestic and foreign currency loans was 275.74 trillion yuan, a year-on-year increase of 6.2%. The balance of RMB loans at the end of the month was 271.91 trillion yuan, a year-on-year increase of 6.4%. RMB loans for the whole year increased by 16.27 trillion yuan. By sector, household loans increased by 441.7 billion yuan, corporate (enterprise) loans increased by 15.47 trillion yuan, and loans to non-bank financial institutions decreased by 110.3 billion yuan.

By the end of December, the balance of deposits in domestic and foreign currencies was 336.14 trillion yuan, a year-on-year increase of 9%. The RMB deposit balance at the end of the month was 328.64 trillion yuan, a year-on-year increase of 8.7%. RMB deposits for the entire year increased by 26.41 trillion yuan. Among them, household deposits increased by 14.64 trillion yuan, deposits of non-financial enterprises increased by 2.31 trillion yuan, fiscal deposits increased by 657.9 billion yuan, and deposits of non-bank financial institutions increased by 641 billion yuan.

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