An account, universal across the platform: How Gate TradFi Overcomes Global Multi-Market Investment Barriers

For traders accustomed to roaming freely in the crypto world, capital is like water—meant to flow toward the highest yields. However, when you want to use USDT in your account to buy gold for hedging, or seize opportunities from Nasdaq index fluctuations, reality often makes you frown—you need to convert crypto assets into fiat, transfer to a broker, then exchange into USD, enduring T+2 settlement delays. By the time your funds arrive, the market window may have already closed.

This disconnect is precisely what Gate TradFi aims to solve fundamentally. As of February 2026, Gate’s cumulative TradFi trading volume has surpassed $33 billion.

Pain Point: Fragmented Global Capital Across Accounts

Let’s visualize a typical multi-market investor’s device interface: on the smartphone screen, three apps are side by side—crypto exchange, Hong Kong and US stock broker, and precious metals platform. Each has its own account system, independent KYC process, and separate funds pool.

This isn’t investing; it’s internal friction in account management. Your USDT sits idle on the crypto exchange, while your broker’s USD margin account shows insufficient funds; profits earned in crypto markets can’t immediately be used as collateral in gold markets. Strategies can’t close the loop, funds can’t flow freely, and opportunity costs quietly slip away amid this fragmentation.

Gate TradFi’s Solution: Triple Unified Architecture

Gate TradFi’s breakthrough lies in not trying to recreate a broker interface but embedding traditional financial asset trading modules directly into Gate’s main account system. The core of this design can be summarized as three levels of unification.

1. Account Unification: One ID for Global Access

Under Gate TradFi’s architecture, users don’t need to open separate foreign exchange, securities, or precious metals custody accounts.

All permissions, fund transfers, and position management are handled within Gate. Whether on app or web, a single click to activate TradFi permissions allows you to manage Bitcoin spot, Ethereum contracts, and gold or US stock CFDs within the same account system. Cross-market configuration shifts from “multi-platform cooperation” to “single-platform operation.”

2. Fund Unification: USDT as the Global Pass

The most headache-inducing part of multi-market investing is currency conversion. Want to invest in US stocks? You need USD. Want to trade London gold? You need offshore RMB. Each exchange involves spread, fees, and delays.

Gate TradFi removes this friction entirely. Its logic is simple: USDT is collateral.

When you transfer USDT from the main Gate account to a TradFi sub-account, the system automatically displays it as an internal valuation unit called USDx at a 1:1 ratio. This isn’t a currency exchange; it’s a re-labeling of units—your assets remain fully supported by USDT, with no fiat currency conversion, no fees, and no custody costs involved.

This means: funds earned in crypto can be used directly for trading gold, forex, indices, and commodities without leaving the crypto environment. From crypto to TradFi, there’s no “funds leaving”—only “funds transfer” as a single action.

3. Asset Unification: One Order, Mainstream Assets Covered

The ultimate value of an account depends on how broad its asset universe is.

Currently, Gate TradFi’s asset map fully covers five core traditional financial categories:

• Precious metals: Gold (XAU), Silver (XAG), etc.;
• Forex: EUR/USD, GBP/USD, and other major currency pairs;
• Global indices: Nasdaq 100 (NAS100), S&P 500 (SPX500), Hong Kong Hang Seng Index (HK50), etc.;
• Commodities: Brent Crude (XBR), WTI Crude (XTI), etc.;
• Stock CFDs: Tesla, Nvidia, and other global tech giants.

Additionally, Gate offers tokenized stock trading via xStocks and Ondo Zone, supporting 24/7 trading of AAPLx, TSLAx, NVDAx, etc., fully backed 1:1 by real stocks.

These assets, along with Gate’s hundreds of crypto spot and contract products, are stored in the same account, same funds pool, and same position list. You can swipe within the app to view your Bitcoin longs and gold hedges simultaneously.

User Experience: Native Crypto Meets TradFi Trading

For crypto traders used to 24/7 trading and full-position switching, traditional finance rules often feel unfamiliar. Gate TradFi’s approach is to “translate” TradFi trading into a language familiar to crypto users.

The operation flow involves just four steps:

1. Permission Activation: One-click enablement via Gate app or official TradFi section;
2. Fund Transfer: Move USDT from main account to TradFi sub-account, automatically displayed as USDx;
3. Asset Selection: Pick trading instruments from the asset list;
4. Order Management: Set position size, stop-loss, take-profit, and manage all positions on one screen.

On the rule side, Gate also provides clear disclosures. For example, TradFi contracts have fixed trading hours (markets close), use full-margin mode, charge overnight fees (for positions held across market close), and have a liquidation threshold at 50% margin ratio. These transparent, explicit rules greatly lower the cognitive barrier for crypto users entering traditional markets.

Professionalism and Cost: More Than Convenience, About Efficiency

Unification doesn’t mean compromising professionalism.

Gate TradFi deeply integrates the industry-standard MetaTrader 5 (MT5) trading system. User account info and positions synchronize in real-time between Gate and MT5 clients—enjoying Gate’s unified account experience while leveraging MT5’s over 38 technical indicators and automated trading (EA) capabilities.

Cost-wise, Gate TradFi adopts a fixed fee model. Each CFD trade can have a minimum fee as low as $0.018, with further discounts for VIP tiers. For example, trading 100 ounces of gold (XAU/USD), the standard fee is about $6 per lot; high-tier users can reduce it to around $5.4. For small to medium trades and high-frequency strategies, this fixed-per-lot fee structure offers cost certainty and competitiveness over percentage-based fees.

Emerging Trend: From Single Asset to Multi-Asset

Since launching Gate TradFi features, total trading volume has rapidly exceeded $33 billion, with peak daily volume over $5 billion. This confirms a key insight: multi-asset trading is shifting from a niche for professional traders to a fundamental tool for mainstream investors.

As crypto markets become increasingly correlated with macro markets, holding a single asset class exposes investors to greater risk. Traders who can flexibly switch between crypto, gold, forex, and indices enjoy more strategic options and better risk hedging.

Gate’s reserve proof mechanism also provides a secure foundation for cross-asset allocation. As of January 2026, Gate’s total reserve ratio reached 125.00%, with total reserves around $9.478 billion—meaning the platform’s assets always exceed user deposits.

Summary

What is the core logic behind how Gate TradFi enables a single account to invest across multiple markets?

It boils down to three “unifications”—account, funds, and assets.

It doesn’t require users to leave the Gate ecosystem but instead brings the global financial markets’ gateways into a familiar environment. Your USDT remains USDT, your order interface stays familiar, and your position list just gains a few new entries—gold, crude oil, Nasdaq.

And these new entries represent a world opening up—borderless and interconnected.