Assurant's Q4 adjusted earnings grew by 17%, and the stock price declined slightly.

LootboxPhobia · 2026-02-14T00:49:20+00:00

Assurant, Inc. reported an adjusted earnings per share of $5.61 for the fourth quarter, surpassing expectations, with revenue reaching $3.35 billion. Despite profit growth, the stock price declined. The company achieved three consecutive years of double-digit profit growth, with GAAP net income projected to increase by 15% to $872.7 million in 2025. The outlook for 2026 remains flat, with the global lifestyle segment still expected to grow.

LootboxPhobia

2026-02-14 00:49:20

Abstract generation in progress

Atlanta - Assurant, Inc. (NYSE:AIZ) reported fourth-quarter adjusted diluted earnings per share of $5.61, surpassing analyst estimates of $5.36, while revenue increased to $3.35 billion, above the consensus expectation of $3.3 billion. Despite earnings beating expectations, the company’s stock declined 0.7% after the announcement.

This global protection company achieved its third consecutive year of double-digit profit growth, with GAAP net income rising 12% to $225.2 million from $201.3 million a year earlier. Adjusted EBITDA grew 14% to $436.5 million, mainly driven by fewer reportable disasters and growth in the global housing business.

Revenue for the quarter increased 8% to $3.23 billion from the global lifestyle and global housing segments, both of which saw growth. The global lifestyle segment’s earned net premiums, fees, and other income increased 7% to $2.52 billion, while global housing revenue grew 10% to $711.4 million.

“We are proud that our 2025 performance highlights Assurant’s continued strong operational position, achieving nine consecutive years of profit growth,” said Keith Demmings, President and CEO of Assurant. “Our strong and resilient results reflect the strength of our diversified business model and our unwavering focus on serving customers and creating value for shareholders.”

For the full year 2025, Assurant reported GAAP net income of $872.7 million, up 15%, while adjusted earnings excluding reportable disasters increased 12% to $22.81 per diluted share. The company’s outlook for 2026 expects adjusted EBITDA excluding reportable disasters to be flat with 2025 levels or, when excluding $113.1 million of favorable prior-year development in 2025, to grow in the mid to high single digits.

For 2026, the company expects adjusted EBITDA for the global lifestyle segment to grow in the high single digits, driven by connected living and global auto businesses, while adjusted EBITDA excluding reportable disasters for the global housing segment is expected to decline but remain fundamentally healthy when excluding prior reserve development.

This article was translated with artificial intelligence assistance. For more information, please see our Terms of Use.

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.