Stablecoins in Euros: S&P Projects a Monumental Expansion by 2030

MemeEchoer · 2026-02-13T22:12:26+00:00

S&P Global Ratings predicts significant growth for euro-denominated stablecoins in the European financial system, with optimistic scenarios suggesting a market size of €1.1 trillion by 2025. This shift from niche assets to mainstream financial instruments is driven by tokenization demand and the EU's upcoming MiCA regulation, fostering diverse applications beyond trading.

MemeEchoer

2026-02-13 22:12:26

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S&P Global Ratings has presented ambitious projections regarding the future of euro-denominated stablecoins within the European financial system. According to analyses gathered by PANews, experts expect a radical transformation in this market segment over the coming years, with figures reflecting an extraordinary potential for tokenized euros in the region.

From Niche to Mainstream: Market Growth Projections

The report outlines progressive scenarios for the euro stablecoin market. In an optimistic scenario, the market could reach 1.1 trillion euros, a monumental jump from the 650 million euros expected by the end of 2025. Even in a more conservative baseline scenario, S&P projects growth up to 570 billion euros, representing approximately 2.2% of total bank deposits across the eurozone.

These projections highlight how digital euros and stablecoins are transitioning from marginal instruments to significant components of the European financial architecture.

Tokenization and Regulation: Catalysts for Change

The projected growth of euro stablecoins does not occur in a vacuum. The increasing demand for solutions in tokenizing traditional assets is the main driver of this expansion. Additionally, the implementation of the Markets in Crypto-Assets Regulation (MiCA) by the European Union on January 1, 2025, has provided regulatory certainty for issuers of these stablecoins. MiCA has created a predictable regulatory environment that encourages serious financial institutions to participate in this space.

Stablecoins Beyond Trading: New Frontiers of Use

The potential of euro stablecoins extends beyond their current dominant role in cryptocurrency markets. S&P anticipates that these stablecoins will find practical applications in multiple areas: from international commercial settlements to institutional investment programs and retail payment services. This diversification of use cases is precisely what fuels optimistic forecasts for sustained market growth in the coming years.

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