Visa and Mastercard Question the Future of Stablecoins in Daily Payments

StakeWhisperer · 2026-02-09T10:13:08+00:00

Major payment firms, including Visa and Mastercard, express skepticism towards adopting stablecoins for daily transactions, believing existing payment infrastructure meets consumer needs effectively. This raises questions about the long-term viability of their stance, especially as emerging markets seek independent payment solutions.

StakeWhisperer

2026-02-09 10:13:08

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The two major global payment giants have recently expressed skepticism about expanding the use of stablecoins for everyday transactions in developed markets. This is a notable development amid the increasing attention that new payment technologies are receiving from the financial community.

Why Are Major Payment Institutions Questioning Stablecoins?

Although stablecoins promise to offer faster and more cost-effective transactions, Visa and Mastercard hold a different view. The companies argue that the current payment infrastructure is already quite mature and can efficiently meet consumer needs.

This perspective reflects a strategy to protect the interests of traditional payment networks. As stablecoins have the potential to open a parallel payment channel, these companies are hesitant to integrate this technology into their systems.

Existing Infrastructure Still Meets Consumer Needs

The main argument from Visa and Mastercard centers on one point: current payment technologies are ready to serve users. This means they do not see the need to switch to a new stablecoin-based payment system.

However, the question remains whether this stance can be maintained long-term. As emerging markets increasingly feel the need for independent payment solutions, the pressure for these organizations to reconsider their strategies is likely to grow.

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