Russia is preparing a comprehensive cryptocurrency regulation roadmap through 2027

Russia is preparing a major change in its approach to cryptocurrencies. The new regulatory framework, which will be submitted for a vote in the State Duma by the end of the first half of 2027, will come into effect on July 1 of the same year. According to PANews, this is a comprehensive roadmap that will allow both retail and professional investors to access the digital asset market. Anatoly Aksakov, head of the Russian Parliament’s Financial Markets Committee, confirmed that the regulatory map includes detailed rules for the operation of cryptocurrency exchanges and strict penalties for illegal operators.

Clear Timeline and Legislative Steps

Russia is proceeding according to a precise schedule. Legislators are working to present the final version of the bill by the end of June 2027. Once approved by the State Duma, the law will immediately come into force. With this approach, Russia joins countries that systematically regulate digital markets. Operators attempting to bypass laws and operate without proper registration will face regular fines or even criminal prosecution, similar to illegal financial institutions.

Differentiated Conditions for Different Investor Categories

The regulatory map distinguishes between groups of investors with clearly defined requirements. Retail investors will need to pass a qualification test that verifies their understanding of risks and market mechanisms. Success in this test will open the door to the world of cryptocurrencies, but with certain restrictions – their annual purchases will be limited to four thousand dollars. Institutional investors and so-called qualified market participants will enjoy much greater freedom and will have access to an expanded range of assets without these limits.

Central Bank Creates a List of Permitted Cryptocurrencies

A key element of Russia’s regulatory map will be the so-called white list – a list of cryptocurrencies approved for retail trading. The Central Bank will determine which digital assets will have a green light for ordinary investors. Bitcoin and Ethereum are among the main candidates for inclusion in this list. However, qualified investors will not be bound by this list and will be able to trade with other tokens not included in it. In this way, Russia is creating a flexible system that protects retail investors from riskier assets while giving professionals more options.