Bitwise launches on-chain storage with 6% yield - ForkLog: cryptocurrencies, AI, singularity, future

# Bitwise Launches On-Chain Vaults with 6% Yield

Bitwise, in partnership with DeFi protocol Morpho, has launched non-custodial on-chain vaults. The first product offers an annual yield of 6% through overcollateralized lending pools.

Finance is moving onchain. Vaults are a key part of that, offering investors a transparent way to earn digital yield on their assets.

Today, we’re excited to announce that Bitwise is launching non-custodial vault strategies as a curator on @Morpho.

The quick details:

-… pic.twitter.com/pUz9Upk4lV

— Bitwise (@BitwiseInvest) January 26, 2026

The management of strategies and risks will be handled by Bitwise portfolio manager Jonathan Mann. The company describes these new tools as a key part of the transition of finance onchain and a transparent way to generate income.

A key feature of the vaults is the ability to deposit and withdraw funds at any time. Assets are not locked, unlike in some staking protocols. This makes the tool similar to traditional funds but uses code instead of intermediaries.

Previously, Bitwise predicted that such “ETF 2.0” products would double the assets under management by 2026. Analysts expect billions of dollars in capital inflows and coverage from major financial publications.

Morpho ranks seventh among DeFi protocols by total value locked (TVL), with $6.7 billion.

Source: DeFiLlama. Recall that in January, Bitwise analysts concluded that Bitcoin and gold significantly improve portfolio efficiency adjusted for risk compared to traditional strategies.