2026-01-14 04:20:19

A proposed ceiling on credit card interest rates could deliver significant disruption to the $70 billion market that securitizes credit card debt into bonds, according to market analysts. The impact would be substantial—affecting everything from bond yields to investor returns. Yet here's the twist: most investors aren't losing sleep over it. Why? Because the consensus view suggests any actual regulatory policy implementation remains uncertain. Whether this skepticism is justified or premature depends on how political winds shift and how seriously lawmakers push the proposal forward.

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BrokenRugs

· 1h ago

Once the interest rate cap is announced, will the 7 billion bond market shake? But investors don't seem to be worried at all... This policy uncertainty is really an unbeatable shield.

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DarkPoolWatcher

· 01-14 04:50

It's the same old excuse, acting like nothing's wrong when policies are uncertain, right? Anyway, the retail investors don't care about interest rate fluctuations.

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SolidityNewbie

· 01-14 04:41

Once again, the argument that "regulatory possibilities are slim"... the market should seriously take a look at this wave of sentiment.

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SorryRugPulled

· 01-14 04:33

Talking about policies again? Let's wait until they actually come into effect. Anyway, the bond market here is already used to the "wolf is coming" warnings from regulators.

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TrustMeBro

· 01-14 04:31

It's the same "Wolf in Sheep's Clothing" story again... Policies are constantly warning of risks, but investors are already numb. In the end, it's mostly just loud thunder with little rain.

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