2026-01-13 16:41:01

Do stablecoins like USDC really threaten bank deposits? Banks certainly worry about it—they warn of deposit flight and systemic risks. But when you dig into the actual research, the narrative shifts. Studies from the Crypto Research Association found no statistically significant correlation between USDC circulation and traditional bank deposit declines. The "deposit exodus" story that regulators keep amplifying? The data doesn't back it up. What's actually happening is more nuanced than the panic-driven headlines suggest.

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GasFeeVictim

· 4h ago

Banks just love to create panic; the data is right there, yet they still scare people.

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FOMOSapien

· 16h ago

The banks are starting to be pessimistic again, but the data is right here, and there's no correlation at all.

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LostBetweenChains

· 01-13 17:08

Data speaks for itself; most of the bank's anxiety is just self-inflicted fear...

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GateUser-bd883c58

· 01-13 17:08

The data has spoken, it's just panic marketing by the banks.

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PumpAnalyst

· 01-13 17:03

Everyone, don't be scared by the panic theories from banks; the data simply doesn't add up.

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SadMoneyMeow

· 01-13 16:42

The data speaks for itself. The bank's "wolf is coming" story has become tiresome. Is there really no correlation between USDC circulation and deposit outflows? I've thought so all along; the media has exaggerated it.

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RugpullAlertOfficer

· 01-13 16:41

Banks just shout nonsense; the data is right here. USDC has no impact on their small amount of deposits.

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