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Ripple has reached a significant regulatory milestone in the UK. The Financial Conduct Authority (FCA) granted Ripple approval for both an EMI (Electronic Money Institution) license and cryptoasset registration, with the authorization taking effect on January 9, 2026. This dual approval enables Ripple to offer regulated e-money issuance services and crypto-related services to UK institutions. The move represents a major advancement in Ripple's broader global compliance strategy, positioning the company to operate within a clearer regulatory framework across one of the world's leading financial hubs. For UK-based and institutional players in the crypto space, this creates new possibilities for compliant cross-border settlement and payment infrastructure.