ADI Chain collaborates with M-Pesa to expand into Africa: 60 million users experience a new blockchain payment solution

2026-01-08 10:20:10

【Crypto World】The collaboration between ADI Chain and M-Pesa Africa is quite significant this time. Essentially, it involves integrating institutional-grade blockchain infrastructure directly into M-Pesa’s ecosystem across eight African countries, covering over 60 million monthly active users.

What does this mean? Individuals and small to medium-sized enterprises can now experience cross-border payments and stablecoin transactions directly through M-Pesa’s existing mobile payment network. Don’t forget, M-Pesa already has a substantial influence in Africa—it’s the most mainstream mobile payment tool in the region. Now, with the addition of blockchain technology, the boundaries of financial services are being expanded.

From a practical perspective, this is not just hype. For SMEs and ordinary users, cross-border payment costs can be reduced, and payment efficiency can be improved. The introduction of stablecoin transactions further opens the door to Web3 financial services for local users. The digital financial exploration in the African market has taken another big step forward.

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GhostWalletSleuth

· 10h ago

Sixty million users, this time it's really a big move. Financial inclusion in Africa is about to take off. Localization of M-Pesa for international expansion is very clever, directly saving on education costs. But on the other hand, will stablecoins be a good fit in Africa? It still depends on actual adoption rates. ADI Chain is doing something interesting, but they need to be cautious of policy risks. Can cross-border payment fees really be reduced? It still seems to depend on the attitude of each country's central bank.

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YieldWhisperer

· 01-09 03:10

Africa's chessboard finally has someone making a move, 60 million users. That's not a small number. Wait, can stablecoins really work within traditional payment systems like M-Pesa? Or is it just another hype? That said, if it really takes off, the cross-border costs for small and medium-sized enterprises could indeed be reduced. I believe in that. ADI Chain's recent moves are somewhat promising, but the key is how it will be implemented moving forward. It feels like another narrative of "changing Africa" is emerging. We'll just have to watch and see. Hopefully, this isn't just empty talk. Considering M-Pesa's scale, there's at least some real substance behind it.

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DevChive

· 01-08 10:48

Really? 60 million users directly using stablecoins. If this can be implemented, it would be a major event. M-Pesa has always been the king of payments in Africa, and now with blockchain... it feels like it’s been turbocharged. Wait, it has to truly reduce costs; no more middlemen involved again. Who truly benefits from the African market? Do we, as latecomers, still have a chance? I want to see real user feedback; not just talk on paper. Lowering cross-border payment costs is indeed a blessing for small merchants. ADI Chain is quite aggressive this time, directly targeting major players like M-Pesa. By the way, how will regulators handle this? Do all African countries have the same attitude? It feels like Web3 has finally stepped out of the ivory tower and become more grounded.

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MonkeySeeMonkeyDo

· 01-08 10:37

60 million users directly connected to blockchain? If this really materializes, the financial landscape in Africa will have to be rewritten.

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RealYieldWizard

· 01-08 10:33

Hey, having 60 million users is no joke. If M-Pesa truly integrates well, the financial landscape in Africa will change dramatically. Reducing cross-border payment costs is a real necessity, but whether stablecoins can truly be implemented depends on local regulations. If this collaboration doesn't fall apart, it might really make a difference. To be honest, institutional-grade infrastructure sounds impressive, but the key still depends on the user experience. The African payment sector indeed has a lot of potential; it all depends on whether ADI Chain can hold up.

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NFTRegretDiary

· 01-08 10:31

60 million users, if it can really be implemented, that would be incredible. M-Pesa itself is already so powerful, and adding blockchain truly opens up a lot of possibilities. By the way, can stablecoins really be used in Africa? It still feels risky. Another big news story, but we still don't know how it will end. Can cross-border payment costs really come down? I remain skeptical. The African market definitely needs this kind of thing, but execution is the key.

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FudVaccinator

· 01-08 10:29

Africa is indeed a blue ocean overlooked by traditional finance. M-Pesa itself has a huge user base, and adding a blockchain layer can definitely make an impact. That said, can this kind of collaboration really be implemented and used effectively? I've seen quite a few such promotions before... The acceptance of stablecoins locally will depend on real data to tell.

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AirdropHarvester

· 01-08 10:29

60 million users! African users are in for a treat, haha. If this really materializes, M-Pesa's scale could indeed push blockchain out of the niche. Introducing stablecoin trading? Feels like another harvesting scene. Is it true that costs will decrease, and will there be fewer middlemen? Cross-border payments sound appealing, but I'm worried it might just be all talk.

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SeasonedInvestor

· 01-08 10:21

Finally, there is a real application with tangible value, not just a PPT project. 60 million users—this number must be backed by real value. By the way, M-Pesa's move was brilliant, directly introducing stablecoins. It can indeed alleviate the cross-border pain points for small merchants. But I just want to see how much the actual transfer costs can be reduced; I hope they don't end up being artificially inflated. Africa's market is hot, but I'm worried it might become a breeding ground for scams again. Hopefully not. The partnership looks great, but the key is to see the subsequent transaction volume data speak for itself. This kind of underlying infrastructure integration is much more reliable than some concept coins; it truly solves problems.

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