Online money-making applications to know in Vietnam in 2025

2025-12-26 11:18:56

The digital transformation wave has created a new market for online earners. From smartphones, you can participate in global financial transactions, sell products online, or complete micro-tasks to generate additional income streams. This article will help you explore the most effective ways to make money online and trustworthy applications for Vietnamese users today.

Three main methods to earn money via smartphone

If you want to download apps to make money online, the first thing is to understand the three main types of earning models currently:

Earning through simple tasks

This is an entry-level method, requiring no initial capital investment. You just need to complete surveys, watch ads, invite friends to download apps, or answer questions. Each task yields from 5,000 VND to 100,000 VND depending on difficulty. However, this method takes a lot of time and offers relatively low income, suitable for students with plenty of free time.

Financial investment via apps

This type of app provides tools for trading stocks, cryptocurrencies, commodities, or international financial products. You need an initial investment capital (minimum from $50 and up) and some knowledge about the market. Profit margins fluctuate from 4% - 7% for bank deposits, over 10% for stock and financial investments. This is the fastest way to earn money but also carries the highest risk.

Online selling

You can open a store on e-commerce platforms and sell your products. Income depends on sales volume and the price you set. However, you need to have actual inventory, manage stock, and process orders regularly.

Detailed comparison of the three online earning methods

Criteria	Task-based	Financial investment	Online selling
Starting capital	None	From $50 and up(	Need to purchase goods
Potential income	5,000 - 100,000 VND/task	4% - 7% )bank(; >10% )financial(	Depends on product selling price
Usage costs	Free	50,000 - 200,000 VND )bank(; 0.01% - 0.03% transaction fees )financial(	15% - 20% commission per order
App usage time	Lots	Few )just place orders(	Regular )customer contact###
Risks	Low	High	Medium

Top trusted apps for making money online

( Mitrade: Global investment on one platform

Mitrade stands out among online earning apps by providing access to over 100 types of international financial assets. You can trade Apple, Tesla, Amazon stocks, S&P 500 index, cryptocurrencies like Bitcoin and Ethereum, or commodities such as crude oil and gold.

As a broker licensed by the Australian Securities and Investments Commission )ASIC$50 , Mitrade offers a free demo account with 50,000 USD virtual funds. New users can receive up to 100 USD bonus upon registration.

The advantage of Mitrade is a leverage of 1:10, allowing you to earn 10 times profit when the asset price increases by 1%. For example, if you only buy a Bitcoin CFD, when Bitcoin’s price rises 1%, your profit will be $50 (increase 10%).

The trading process is simple: download the app, select an asset, place buy/sell orders, and take profit when reaching your target. The app supports both iOS and Android.

VPS SmartOne: Vietnamese stock trading

VPS SmartOne is a Vietnamese stock trading platform by VPS Securities, licensed by the Vietnamese Securities Commission. It is rated as having a user-friendly interface and the fastest order matching speed in the market.

You can trade Vietnamese stocks such as Vinamilk (VNM), Masan (MSN), Vingroup (VIC), and hundreds of other stocks. However, VPS’s leverage is only 1:2, lower than Mitrade, so a 1% increase in stock price yields a 2% profit, not 10%.

VPS is a good choice if you want to make money online by focusing on the domestic stock market with reasonable transaction costs.

FinHay: Safe investment solution for beginners

FinHay is a trust-based investment app where you deposit money into investment funds managed by professionals. The return rate ranges from 5% - 15% annually, higher than regular bank deposits but lower than self-investment.

This is suitable for those who want to make money online but lack deep investment knowledge or prefer not to manage their portfolios themselves.

Shopee: Unlock online selling opportunities

Shopee is Vietnam’s largest e-commerce platform today, with a simple and quick store setup process. The app often runs promotional policies to attract sellers.

Earning model on Shopee: you list products, Shopee connects you with buyers, you ship the items, and receive payments minus a 15% - 20% commission fee. The large customer base gives you more sales opportunities.

Grab: Cashback through transaction challenges

Besides ride-hailing, Grab offers cashback challenges. For example, completing 5 rides earns you 20,000 - 50,000 VND into your e-wallet. This is a passive way to earn money online when you already use the service.

Risks when downloading apps to make money online

The online earning market also contains many dangers:

Fake apps: Fake trading platforms or unlicensed financial companies aiming to steal investors’ deposits.

Viruses and data theft: Some task apps contain malware to steal personal information from your phone.

Important notes: Before installing any app, check:

Operating license (for example, Mitrade is licensed by ASIC, VPS is licensed by the Vietnamese Securities Commission)
Reviews on Google Play or App Store
Operating history and market share

Conclusion

Making money online via your phone is not unusual. You can choose a model that fits your financial situation and knowledge:

Want quick and high income: Download financial investment apps like Mitrade or VPS SmartOne
Want safety and stability: Choose FinHay or bank deposits
Have products to sell: Open a store on Shopee
Have free time: Do small tasks or join challenges from Grab

Whatever method you choose, always be cautious, research thoroughly before installing apps, and only use reputable, officially licensed platforms.

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