Make money online on your phone: The 5 most popular apps in Vietnam in 2025

Since the COVID pandemic changed the global business landscape, online earning trends have become a separate industry. No need to leave home, just a smartphone, you can participate in trading, surveys, or selling to generate additional income. Instead of scrolling Facebook or TikTok for hours, why not use that free time on apps that bring real money?

The 5 most popular online earning apps today

1. Mitrade – Invest in global assets with 100+ commodities

If you want to earn money quickly, financial investment is the most effective way. Mitrade is an international trading platform licensed by ASIC (Australian Securities and Investments Commission), allowing you to trade over 100 assets from stocks (Apple, Tesla, Amazon) to cryptocurrencies (Bitcoin, Ethereum) and commodities (oil, gold).

The biggest advantage of Mitrade is the 1:10 leverage system – meaning you only need to put up 1/10 of the asset value to buy CFDs. For example, if Bitcoin increases by 1%, the profit from Bitcoin CFD will increase by 10%. With a free demo account of 50,000 USD virtual money, you can practice strategies without real costs.

Getting started:

• Download the (iOS/Android) app
• Choose assets to invest in
• Deposit at least $50 into your account
• Place buy/sell orders and take profit when the price hits your target

New registrants will receive bonuses from $10 to $100 depending on conditions.

2. VPS SmartOne – Trading Vietnamese stocks

VPS SmartOne is a stock trading app by VPS Brokerage, licensed by the Vietnamese Securities Commission. This platform is known for its user-friendly interface and ultra-fast order matching compared to other Vietnamese brokerage firms.

On VPS, you can invest in Vietnamese stocks like Vinamilk (VNM), Masan (MSN), Vingroup (VIC). However, the leverage is only 1:2 (lower than Mitrade), so if the stock increases by 1%, the profit is only 2%. Still, domestic stock trading remains a safe choice for those familiar with the Vietnamese market.

3. FinHay – Passive investment for inexperienced investors

If you don’t want to analyze the market yourself, FinHay is a solution to entrust funds to financial experts. You just need to deposit money and share profits when the fund makes a profit, with yields around 5-15% per year.

This model is similar to bank savings but with higher interest rates. It’s a safe path for those without trading experience, but with lower returns compared to investing directly via Mitrade or VPS.

4. Shopee – Open an online store with a simple process

Shopee is Vietnam’s largest e-commerce platform with quick store setup procedures and attractive promotions, attracting a huge customer base.

The way to earn money is very simple: list products, wait for customers to buy, ship the goods, and receive payment. However, Shopee deducts 5-20% commission from each transaction depending on the product category. Your earnings depend on market demand and your selling price.

5. Grab – Cashback from challenges

Grab is not just a ride-hailing app. It also offers challenges – tasks that give cashback when you use the service. For example, completing 5 rides can earn you 20,000-50,000 VND into your e-wallet.

This is a passive way to earn money when you already need to use Grab services.

Three online earning methods: Detailed comparison

Warning about fake earning apps

Besides reputable apps, online scams are very common:

Danger 1: Fake investment platforms Many fake apps mimic Mitrade, VPS, or famous trading platforms to steal deposits. Always verify if the company is licensed by ASIC, the Vietnamese Securities Commission, or other regulatory bodies.

Danger 2: Virus-infected apps Untrustworthy task apps may contain malware that steals personal info, passwords, or banking details.

Danger 3: Impersonation scams Research thoroughly before installing: check reviews on Google Play, look for licensing info, read comments from real users.

Safe choices:

• For financial investment: only use platforms with clear licensing
• For Vietnamese stocks: only choose brokerage firms in the top 5 market share
• For task apps: prioritize big apps like Grab, Shopee, or major banks

Conclusion

Earning money online via your phone is no longer a dream. The three main methods – task completion, financial investment, and online selling – each have their pros and cons.

If you want the fastest and most effective way to earn, financial investment through apps like Mitrade or VPS SmartOne is the best choice. But remember, success requires knowledge, discipline, and caution in choosing platforms.

Before installing any app, always check its reputation, licensing, and user reviews. Online earning can be very simple, but scams are just as easy – your best asset is vigilance.