2025 Guide to Choosing the Right Online Money-Making Apps: Top 5 Options for Vietnamese Users

2025-12-26 10:48:26

The digital age has changed the way we make a living. No need to leave home, just with a smartphone, you can generate additional income or even your main job. From financial trading to online business, online earning apps have become essential tools for millions of Vietnamese people.

5 Outstanding Online Earning Apps in 2025

1. Mitrade - Global Asset Investment Platform with Welcome Bonus

Among online earning apps, Mitrade stands out for its wide investment scope. Licensed by ASIC (Australian Securities and Investments Commission), Mitrade allows you to trade over 100 asset types: global stocks (Apple, Tesla, Amazon), indices (S&P 500, FTSE 100), cryptocurrencies (Bitcoin, Ethereum), and commodities (oil, gold).

How to earn money on Mitrade:

Choose assets expected to increase in value (e.g., Bitcoin in 2025)
Use leverage of 1:10 to amplify profits - when the price increases by 1%, profit increases by 10%
Close positions at target prices to realize gains

Advantages: Minimum $50, demo account free with $50,000 virtual funds, receive immediately $10 - $100 upon registration. This is the fastest way to make money online if you understand the market well.

2. VPS SmartOne - Easy Trading of Vietnamese Stocks

If you want to focus solely on the domestic market, VPS SmartOne by the brokerage VPS (licensed by the Vietnam Securities Commission) is the top choice. This app is known for its user-friendly interface and fast order matching.

You can trade Vietnamese stocks like Vinamilk, Masan, Vingroup with 1:2 leverage. When prices increase by 1%, profit is 2% - lower than Mitrade but suitable for those starting gradually in a familiar market.

3. FinHay - Passive Investment for Beginners

Not everyone has market analysis skills. FinHay offers entrusted solutions for professional investment funds; you just need to deposit money and receive profit sharing. Returns range from 5% - 15% per year - higher than bank savings (4% - 7%) but lower than active investing.

This is a safe choice for those prioritizing capital security over high profits.

4. Shopee - Building Sales Revenue

Shopee is Vietnam’s largest e-commerce platform today, attracting a huge customer base. The process to open a store is simple:

Upload products for sale
Manage orders via app
Receive payments and ship goods

Shopee regularly offers promotions for sellers, helping increase customer traffic. About 15% - 20% of revenue will be commission for the platform.

5. Grab - Earn Rewards from Each Trip

Grab is not just a ride-hailing app. It also has a “challenge” program - when you complete a certain number of trips (e.g., 5 trips), you get a cashback of 20,000 - 50,000 VND into your e-wallet. This is the easiest passive way to earn money online, suitable for those who frequently use the service.

Types of Online Earning Apps: Choosing According to Your Goals

The online earning app market is very diverse. To help you choose, I divide into 3 main groups:

Group 1: Task-based Apps - Fast but Limited

Simple model: complete surveys, invite friends, watch ads → receive rewards of 5,000 - 100,000 VND per task.

Features:

No initial capital needed
No skills or qualifications required
Time-consuming, low income

Suitable for: Students, school students with free time.

Group 2: Investment Apps - Quick Money but Require Knowledge

From bank savings (4% - 7% per year), Vietnamese stocks, to international financial assets, each form has different profit rates. Requires capital starting from $50 $50+###, transaction costs from 0.01% - 0.03%.

Potential profit: > 10% per year with active trading.

Suitable for: Investors with financial knowledge or those wanting to learn.

( Group 3: E-commerce Apps - Income Depends on Sales

You need to have products to sell. Commission costs are 15% - 20% per order, but sales volume is unlimited.

Suitable for: Business owners, those with supply sources.

Detailed Comparison of 3 Online Earning App Types

Criteria	Task-based	Financial Investment	E-commerce
Initial Capital	None	From )$50+(	Need to purchase stock)
Income per Transaction	5,000 - 100,000 VND	4% - 15%/year	Depends on sales volume
Costs	Free	50,000 - 200,000 VND (bank) or 0.01% - 0.03% (financial)	15% - 20% per order
Usage Frequency	Time-consuming	Less	Frequent
Difficulty	Easy	Moderate - Difficult	Moderate

Important Notes When Using Online Earning Apps

The ease of online earning apps also opens the door for malicious actors. Common risks include:

Fake apps: Investment apps are often counterfeited, scamming inexperienced users. Fake financial companies without proper licenses may steal deposits.

Virus risks: Task apps may contain malware, stealing personal information from your phone.

Protection tips:

Only choose apps licensed by authorities (such as ASIC, Vietnam Securities Commission…)
Check reviews on Google Play (preferably above 4.0 points)
Research the company behind the app
For Vietnamese stocks, only select brokerage firms in the top 5 trading market share

Conclusion

Your smartphone can be a tool to generate income, but how you use online earning apps determines the final outcome.

For quick money: Learn financial investment via Mitrade or VPS SmartOne.
For safety: Choose FinHay or deposit savings in banks.
Already have products: Start selling on Shopee with low costs.
Want passive income: Use Grab or task apps.

No matter which method you choose, always equip yourself with knowledge, carefully check the app before installing, and start small. Therefore, thoroughly researching reputable online earning apps is a crucial first step.

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