2025 The most popular online money registration apps in Vietnam - Top 5 platforms

Digital technology has completely changed the way millions of workers earn a living. Since the COVID pandemic outbreak, the demand for remote work has surged, and mobile applications have become the main tools for generating additional income. Currently, with just a smartphone, you can participate in various business activities—from financial investments, e-commerce trading, to completing small tasks. The online earning trend has become a significant industry, and to avoid being left behind, it is essential to thoroughly research reputable platforms and understand how they operate.

Overview of current money-making apps via mobile

The development of mobile applications has opened up countless opportunities for users to earn money. You can open an online store to sell goods, invest in stocks, save money, or perform small jobs—all of which are considered modern online earning methods.

Market analysis shows that online earning apps can be divided into three main groups, each serving different user needs.

Three main app models

First: Task-based apps

This is the most popular type today, with the lowest entry barrier. Users do not need initial capital; they just fill out surveys, invite friends to download the app, watch ads, or answer questions. Each completed task earns rewards in the form of cryptocurrency or scratch cards, usually ranging from 5,000 VND to 100,000 VND depending on difficulty. However, this method requires a lot of time, and the income is not high.

Second: Financial investment apps

These are platforms provided by banks, securities companies, or brokerage firms. Users can trade directly on their mobile devices instead of visiting a trading desk. The potential to earn money is significantly higher, but it also requires in-depth knowledge of financial markets. Income from this method can range from 4% - 7% for bank savings, or over 10% when investing in stocks and international financial assets.

Third: E-commerce apps

Online sellers use platforms like Shopee, Tiki, or Lazada to open stores and sell products. For each successful order, the platform deducts a commission of 15% - 20%. Income entirely depends on your sales ability and market demand for your products.

Detailed comparison of the three methods

When considering initial investment capital, task apps require none, while the other two methods do require capital. Regarding earnings potential, task apps offer the lowest income (5,000 - 100,000 VND per task), investment apps provide higher results depending on the type of investment, and e-commerce entirely depends on your sales strategy.

In terms of usage costs, task apps are completely free, banking apps charge 50,000 - 200,000 VND, international financial investment apps charge transaction fees of 0.01% - 0.03%, and e-commerce platforms deduct 15% - 20% per order.

Suitability for different groups: Students with free time should choose task apps, those wanting to save and invest should opt for financial apps (requiring knowledge), and entrepreneurs should choose e-commerce platforms.

Top 5 popular online money-earning apps

1. Mitrade - Invest in 100+ global financial assets

Mitrade ranks first among online earning apps due to its ability to generate quick and effective income. It is an international brokerage licensed by the Australian Securities and Investments Commission (ASIC), providing access to over 100 financial assets including stocks (Apple, Tesla, Amazon), stock indices (S&P 500, FTSE 100), cryptocurrencies (Bitcoin, Ethereum), and commodities (crude oil, gold).

A key advantage of Mitrade is allowing trading with 1/10 leverage, meaning you only need to put up 10% of the asset value to buy a CFD. For example, if Bitcoin increases by 1%, the profit from the Bitcoin CFD will increase by 10%. New users can immediately receive 10 USD, up to 100 USD upon registration. Additionally, a free demo account with 50,000 USD virtual funds allows practicing strategies without risking real money.

Simple process: Download the (iOS and Android supported) app → Register an account → Deposit at least 50 USD → Choose assets → Place buy/sell orders → Take profit when reaching your target.

With each successful trade, you will earn profits corresponding to the price increase of the selected asset.

2. VPS SmartOne - Leading stock trading platform in Vietnam

VPS SmartOne is the official app of the securities brokerage VPS, licensed by the Vietnamese Securities Commission. The app features a user-friendly interface and the fastest order matching speed among Vietnamese securities firms.

Unlike Mitrade, which deals with international assets, VPS SmartOne specializes in trading Vietnamese stocks such as Vinamilk (VNM), Masan (MSN), Vingroup (VIC). VPS’s leverage is 1/2, meaning if stock prices increase by 1%, your profit is 2% (lower than Mitrade but still better than savings).

VPS is suitable for investors who want to focus on the domestic stock market with professional support from financial experts.

3. FinHay - Safe savings investment for beginners

FinHay is a solution for those lacking deep financial market knowledge. Users only need to deposit money and entrust it to an investment fund managed by experts. When the fund makes a profit, you will receive a share of the gains.

This model is similar to bank savings but with higher returns, typically from 5% - 15% per year. However, these figures are lower than direct investments via Mitrade or VPS. FinHay is a safe choice for those wanting to earn profits without high risks.

4. Shopee - Vietnam’s number one e-commerce platform

Shopee is currently Vietnam’s largest e-commerce platform with simple and quick store setup procedures. The platform frequently offers sales promotions and has a larger customer base compared to Tiki or Lazada.

To earn money on Shopee, you advertise products, connect with potential customers, deliver goods, and receive payments. For each successful transaction, Shopee deducts a commission of 15% - 20%. Income depends entirely on your sales volume and store management skills.

5. Grab - Earn money from challenges and promotions

Grab is not only a ride-hailing app but also offers many earning opportunities through daily challenges. Users receive cashback when completing tasks, such as completing 5 rides and getting 20,000 - 50,000 VND credited to their Grab e-wallet.

This method is suitable for frequent Grab users who can earn extra through promotional programs while commuting.

Risks to be aware of when using money-making apps

The rapid growth of this sector also creates opportunities for scammers. Investment apps are often faked or operated by unlicensed financial companies, which may quickly shut down to steal investors’ deposits.

Task apps may contain viruses that steal personal information stored on your phone. Therefore, before choosing any app, you should:

• Check for official licensing (e.g., ASIC for Mitrade, Vietnamese Securities Commission for VPS)
• Review user ratings on Google Play or reputable review channels
• Only select companies with a market share in the top 5 in the industry
• Verify privacy policies and personal data protection regulations

Conclusion

By 2025, anyone owning a smartphone has the opportunity to generate additional income. Instead of wasting time on social media, you can switch to reputable earning apps.

The three main methods include task apps (no capital needed but low income), financial investment apps (high income but requiring knowledge), and e-commerce platforms (depending on your business ability). Among these, earning through financial investment apps is considered the fastest and most effective.

However, simple online earning does not mean risk-free. Equipping yourself with knowledge, thoroughly researching reputable apps, and verifying official information are essential before starting. Only then can you maximize your earning opportunities and avoid potential risks.