Years of being a retail investor have given me a sense for when something unusual is in the air. The Federal Reserve’s monetary policy expectations are quietly reshaping the market landscape. I saw some institutions predicting that the US Dollar Index might drop to 95 by 2026, which reminds me of the days when people were blinded by the idea of an “eternal bull market.”

However, we can’t let our guard down. The market is always full of traps, especially with long-term forecasts. I remember back then, some people swore that a certain coin would rise to $100,000—how did that turn out? It ended in disappointment.

Now, there are voices hyping that the dollar will weaken over the long term, but we must stay vigilant. Policies can shift at any moment, and market sentiment changes in an instant. Rather than blindly following predictions, it’s better to enhance our risk awareness and manage our asset allocation. Remember, in this ever-changing market, surviving longer is more important than making more.

Let’s stay clear-headed and not get confused by short-term fluctuations. In the long run, a steady investment strategy and continuous learning are the real keys to success. Don’t repeat the same mistakes—being wise is more important than anything else.