Warren Buffett's wealth checklist for young people: Don't rush to invest, first invest in yourself.

"The Oracle of Omaha" Warren Buffett recently summarized 10 iron rules for young people to become wealthy, and the core logic boils down to these few points:

**Prerequisites**: Self-improvement > Physical health > Quality of social circle. To put it bluntly, if you don't have the substance, no amount of funding will help. Who you associate with is important; your social circle determines your cognitive ceiling.

**Investment Philosophy**: Don't invest recklessly, do your homework. Rational investing is not about following market trends, but rather based on factual analysis. Many people get wrecked by short-term fluctuations; what Buffett emphasizes is calmness + patience—when the market is crazy, it’s actually a buying opportunity.

**Key Actions**:
- Do not buy at a high position (don't pay exorbitant prices for quality assets)
- Understand the differences between stocks and bonds (allocation of different risk levels)
- Save money before investing (an emergency fund is crucial, you might try a high-yield savings account)
- Continuous learning (instead of relying on credit cards, you still have to depend on investment returns)

**Last sentence**: Investing is not just about allocating funds; it is about genuinely caring about what your money is doing. Some people treat stock trading like gambling, and that's not investing.