Unpaid Toll Text? That's Probably a Scammer Fishing For Your Bank Info

Got a random text saying you owe money for tolls you never used? Welcome to one of 2025’s most annoying scams.

The Setup: Why These Texts Are Getting More Common

These “smishing” scams (SMS phishing) have been flooding inboxes lately. Here’s how they work:

1. The Hook: Text arrives claiming unpaid tolls with a “Pay Now” link
2. The Trick: Link looks legit but it’s malicious
3. The Goal: Steal your credit card, bank details, or install spyware on your phone

The key? They create artificial urgency. “Pay immediately or face fines!” Classic scammer playbook.

What They Actually Want From You

Depends on the scam variant:

• Direct theft: Click link → enter credit/bank info → instant account access
• Malware play: Malicious link downloads spyware that hijacks passwords, usernames, everything
• Identity grab: Need your driver’s license or SSN to really mess you up

How To Not Get Played

✓ Don’t click the link — seriously, just don’t ✓ Toll agencies send paper mail — not emergency texts ✓ Verify directly: Call the agency using the number on their official website, not any number in the text ✓ When in doubt, assume it’s fake — better safe than bankrupt

If You Already Got Scammed

Report it to the FTC at ReportFraud.FTC.gov. The faster you act, the better your chances of damage control.

TL;DR: If a text feels urgent about money you don’t remember owing? It’s a scam. Full stop.