After Trump’s election boost faded, reality hit hard. XRP is barely up 6.5% this year, while SHIB got absolutely demolished—down 58%. So which one actually has a shot at turning you into a millionaire?
XRP: Playing the Long Game
XRP’s got serious institutional backing now. Ripple just raised $500M from heavyweight investors (Citadel, Galaxy Digital, Fortress), valuing the company at $40B. That’s not meme money—that’s real finance getting involved.
The tech speaks for itself: 1,500 transactions per second, stablecoin integration (RLUSD), and a growing web of bank partnerships. Ripple’s betting big on international payments becoming the next frontier. If they nail adoption with major banks, XRP’s utility story gets legs.
SHIB: The Redemption Arc
Yeah, SHIB started as a joke. But 2023 changed the game with Shibarium—a Layer 2 solution that gave it actual utility. Now there are 1,200 dApps built on it, plus a token-burning mechanism trying to combat that massive supply problem.
It’s not just hype anymore. It’s infrastructure.
The Real Talk
Both are volatile AF. Both could moon or crater. But if you’re forced to pick? XRP has the edge. Ripple’s ecosystem is proven, funded, and actively solving real payment problems for real institutions. SHIB’s still proving whether Layer 2 utility can justify its valuation long-term.
Keep positions small and speculative on both. The sector’s still too new to bet your house on.
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
XRP or SHIB: Who's Got Real Million-Maker Potential?
After Trump’s election boost faded, reality hit hard. XRP is barely up 6.5% this year, while SHIB got absolutely demolished—down 58%. So which one actually has a shot at turning you into a millionaire?
XRP: Playing the Long Game
XRP’s got serious institutional backing now. Ripple just raised $500M from heavyweight investors (Citadel, Galaxy Digital, Fortress), valuing the company at $40B. That’s not meme money—that’s real finance getting involved.
The tech speaks for itself: 1,500 transactions per second, stablecoin integration (RLUSD), and a growing web of bank partnerships. Ripple’s betting big on international payments becoming the next frontier. If they nail adoption with major banks, XRP’s utility story gets legs.
SHIB: The Redemption Arc
Yeah, SHIB started as a joke. But 2023 changed the game with Shibarium—a Layer 2 solution that gave it actual utility. Now there are 1,200 dApps built on it, plus a token-burning mechanism trying to combat that massive supply problem.
It’s not just hype anymore. It’s infrastructure.
The Real Talk
Both are volatile AF. Both could moon or crater. But if you’re forced to pick? XRP has the edge. Ripple’s ecosystem is proven, funded, and actively solving real payment problems for real institutions. SHIB’s still proving whether Layer 2 utility can justify its valuation long-term.
Keep positions small and speculative on both. The sector’s still too new to bet your house on.