YZi Labs has officially announced on the social media platform X that it led a $50 million funding round for the programmable payment network Better Payment Network (BPN). BPN aims to build global settlement infrastructure for the era of multiple stablecoins, with its network architecture deployed primarily on BNB Chain. The project employs a CeDeFi Dual-Track System hybrid design, ensuring regulatory compliance while delivering high efficiency and flexible programmability.
BPN’s core architecture features a CeDeFi Dual-Track System, enabling instant minting, swapping, and burning of stablecoins across multiple jurisdictions. This innovation cuts cross-border settlement times from the traditional 1–2 days to just 3–4 hours and reduces average costs from approximately 2% to 30 basis points (0.30%), significantly increasing available liquidity.
BPN will use the funds raised to establish initial on-chain liquidity pools for stablecoin exchange channels. The funds will also further enhance the market-making ecosystem. With these foundational infrastructure components, BPN will ensure competitive exchange rates and high execution efficiency during cross-currency conversions. This supports the network’s stability and sustainable growth.
BPN integrates both centralized and decentralized finance models:
1. Centralized finance: Currently serving enterprises and licensed payment institutions, supporting several major non-USD corridor stablecoins, including:
2. Decentralized finance: BPN plans to launch decentralized finance support by year-end, expanding coverage to 20 regional stablecoins across Latin America, Africa, and Asia to establish a truly global payment and settlement network.
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Through its CeDeFi architecture, BPN bridges traditional finance and the Web3 ecosystem. BPN transforms cross-border payment efficiency and sets a new benchmark for the multi-stablecoin settlement market. With YZi Labs’ strategic investment and technical backing, BPN will become a foundational pillar of the next generation of global programmable payment infrastructure.