2026-01-14 05:35:01

Germany's second-largest bank, DZ Bank, has successfully obtained the MiCAR (EU Markets in Crypto-Assets Regulation) trading license, which means that the bank's launched crypto asset platform "meinKrypto" has received official recognition.

What is even more noteworthy is the speed of ecosystem expansion—Volksbanken and Raiffeisen banks across various regions can now directly offer cryptocurrency trading services to their customers through their own VR Banking App. Mainstream cryptocurrencies such as Bitcoin, Ethereum, Litecoin, and Cardano have been included in the trading scope.

This is not an independent move by a tech company but a collective embrace by Europe's traditional retail banking system. When mainstream financial institutions begin deploying crypto trading features at the retail level, it indicates that the market has entered a new stage.

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MechanicalMartel

· 17h ago

Traditional banking systems are really starting to embrace crypto, and the pace is faster than expected. --- Old European banks are all moving, and the retail-level crypto adoption is probably going to accelerate. --- DZ Bank's move feels like setting an example for the entire traditional financial system. --- From official licensing to direct trading by ordinary people, banks are really lowering their guard. --- Family banks are also starting to do crypto, indicating that this trend is unstoppable. --- With the MiCAR license issued, Europe is on track to fully grasp the crypto market. --- It's not just one bank; the entire system is shifting, and this is true institutional recognition.

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GasWaster

· 17h ago

ngl this DZ bank move is massive but i'm already sweating about those bridge fees when retail normies start moving their btc around lmao

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BankruptWorker

· 17h ago

European traditional banks are starting to get into crypto, when will our domestic banks do the same? Traditional finance entering the market is truly different; now even grandma can directly buy coins. The two major German banks have taken action, indicating that this is really becoming mainstream, no longer a niche activity. This is true large-scale adoption, more substantial than any public blockchain ecosystem. Wow, it would be great if domestic banks did the same; right now, buying coins is complicated and convoluted. Retail investors are in luck; the official institutions are finally entering the market. With MiCAR in hand, the EU is really taking the crypto market seriously. This move shows that traditional finance finally understands; instead of blocking, they are opening up. Established banks are all planning their strategies, indicating that the next wave of growth is truly coming.

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GateUser-40edb63b

· 17h ago

Traditional banks are entering the scene collectively. This time, it's serious, unlike the previous showy announcements.

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AirdropHarvester

· 17h ago

European traditional banks' move is truly brilliant; the entire system is going crypto, and retail-level adoption is right around the corner. Mainstream financial institutions are starting to compete, have retail investors really got a chance now? What does this move by DZ Bank signify? All household banks in the Eurozone will have to follow suit. Traditional finance embracing crypto indicates that the regulatory framework has finally been clarified, and this is a real turning point. But to be fair, now that the MiCAR license is in hand, will there be other restrictions or conditions coming next?

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DogeBachelor

· 17h ago

Traditional banks are jumping on the bandwagon now, no matter how much parents oppose, they have to accept it --- This move in Europe is really brilliant; family banks are also building second layers --- Wait, is the German banking system collectively showing goodwill or being forced to follow suit? --- meinKrypto haha, I always feel like I woke up a bit late --- Raiffeisen is starting to serve retail clients too, this really changes the game --- Wow, the entire banking system has fallen, is traditional finance panicking? --- But honestly, this trend of institutionalization in DeFi isn't stopping --- Recognition from mainstream finance is not surprising at all; the key is making money --- Here's the problem: the fees on these banking apps must be ridiculously high --- From the looks of it, Europe has already accepted it, while Asia is still hesitating

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