Newrez, one of the top five mortgage lenders in the United States, announced that starting from February, it will become the first major institution among the top 25 mortgage lenders nationwide to accept qualifying cryptocurrencies as collateral for mortgage eligibility credentials. This move allows consumers to use digital assets for income estimation and asset verification without liquidating their holdings. The company pointed out that the cryptocurrency market size has exceeded $3 trillion, and research shows that 45% of Generation Z and millennial investors hold cryptocurrencies, all of which are key factors driving this innovation.