Many people's jobs are trapped by a curse—Income = Hourly Wage × Time. This formula seems simple but is actually a vicious cycle: there's only so much time, and as soon as you stop working, income stops too. Have you ever thought about another way? Package what you've accumulated into products, produce once and sell repeatedly. This way, income shifts from linear to exponential growth. For most people, the starting point is actually very low. You don't need any advanced skills. Documents can become assets. Think carefully—do you have a bunch of stuff sitting on your computer—work process manuals, industry pitfalls summaries, Excel spreadsheets? As long as it can save others time or help avoid mistakes, it can be monetized instantly. Templates are even more valuable. This is the quickest entry point for office workers. Standardize your work results: annual report PPT frameworks, financial models, contract templates... Spend 2 hours creating them once, then upload to a platform, and it can work for you 24/7 to earn money. If you know some coding, there are even more ways to play. Write an Excel macro, create a browser plugin, or use current AI tools to build a high-quality Prompt library—these are real assets with real value. The key is to run through this process: identify user pain points ➡ quickly prototype (2-3 hours is enough) ➡ upload to content platform ➡ establish an automated delivery mechanism. Master these four steps, and you'll truly break out of the "trading time for money" trap. What products can your current work advantage be transformed into?