A certain lending protocol's presale raised nearly 19 million USD; can the dual-track mechanism support the expected 15 times?

[Coin World] There is a lending protocol presale that is quite popular, with the sixth round priced at $0.035 having sold 95% already—170 million Tokens have attracted over 18,200 Wallets, and the fund pool is nearing $19 million.

The next round will jump directly to $0.04, which means early bird players can take 2 times the book value. If the subsequent practical functions can really take off, the team's projected 10-15 times return is also possible.

From a technical perspective, it looks good: it is a P2C funding pool + P2P hybrid lending, and has passed Halborn's security audit. The roadmap states that the testnet V1 will be launched in Q4 this year, supporting credit card deposits, and there is also a $100,000 community giveaway event to attract users.

However, for pre-sale projects, no matter how good the data looks, we still have to wait for the mainnet verification. Whether this dual-track lending model can balance liquidity and yield will be tested on the testnet.